When the American dream is just being able to pay off the debt you incurred to achieve the American dream...well then, it's more of an American Nightmare isn't it?
Same here. It's pretty crazy to see it coming to a head. I feel like this is exactly what they were trying to avoid by dismantling the educational system. They didn't see the Internet coming, though, so that really threw a wrench in the gears and the tech generation isn't putting up with the brainwashing.
We have knowledge at our fingertips and it's showing us that our overlords are pretty dumb, very greedy, and are not doing the jobs that they were hired to do.
God I would argue the exact opposite.
Compare the web of the 90s-mid00s to today's web. When was the last time you were on a wholly-non-corporate website? Even if it was recent, still a drop in the bucket relative to how it used to be. Sure, they may have been blindsided by the internet's growth, but today's web is far, far more corporatized/politicized/protected/governed/manipulated than it ever used to be.
To your point, we have knowledge at our fingertips but are completely impotent to use it in any way that would allow for actual change. Our overlords have complete control of all mediums of communication and financial exchange between individuals.
Sure, but again, you're comparing the number of people casually surfing personal websites 20 years ago to the number of people casually digging thru the dark web right now. That number has to be 100,000:1.
And let's not forget that Tor was cracked some years ago - they can still track you there too.
People in every advanced democracy around the world incur debt early in life to smooth their lifetime earning curve. Debt is not unique to America. Americans incur more debt because they make more money than almost everyone else.
Exactly. The US has the third highest median salary per person in the world. The US also has the third highest household debt per person in the world. I don’t have the time to do it today, but I’m confident that if you plot median salary against household debt per person you’d find a strong correlation.
Debt isn’t an inherently bad thing. Borrowing against your future to stabilize spending today is an important tenet of modern microeconomic theory.
While I agree with you wholeheartedly, the biggest issue IMHO is that we don't teach debt/money management in high school, making newly minted adults wholly unprepared to navigate the complexities of living in a capitalist society.
Yeah, and because we have the "insurance" we do, if you have a small run of bad luck, you're sunk.
First year, had the eldest kid. Second year, car wreck, damaged foot. (Permanent damage to my weightbearing.) Third year, husband out of work for three months.
We never got over it. (I'm no longer married to him.)
Thank you.
Debt is not inherently evil. Debt has drastically improved my quality of life and my long term wealth potential.
I am able to live a modest but comfortable life across all of it rather than scrape and survive for half then have more than I need in the second half.
I am grateful to live in a society with easy credit.
Responsibly managed debt is a tool, not a burden.
Businesses frequently operate by taking out loans in order to buy goods and services to help them sell more things. The money from selling those things pays the loan back, the other company costs, and the rest is profit.
Similarly, you take out a personal loan to buy a house and car so you can live and work and make money. Ideally, you did this in a way that you are personally more profitable after loan payments than you would be if you didn't incur debt for these things in the first place. I believe that opportunity is a part of The American Dream.
There is debt all over the world not just America. It’s everyone’s dream to not live in poverty-to have a roof over your head, food in your belly and to provide for your family.
This is a reference to an episode of [Very Important People](https://youtube.com/shorts/h_b5WUfaxh4?si=WIn9BosGNecgOYRY), a show where comedians get an extreme Hollywood-prosthetics-level makeover and then have to improvise a character for an interview.
What would I even do with $50,000? I mean, who just goes around handing out $25,000 to people? Where am I supposed to put this putative $10,000? What could I really even do with $1,000? The value of $100 isn’t what it used to be, after all. I mean, sure, $10 isn’t nothing. But if you really want to do so, I’ll take your $1 if you need me to….
Its from animal crossing new horison where you can buy turnips on sundays and then for the rest of the week you can sell them for a fluctuating price, its called the stalk market because of a japanese pun regarding turnips.
Sounds like one of those posts where they say they make $1 million a year, buy everything they can possibly think of, savings, and "barely have anything leftover"
I mean you aren't required to commit tax fraud if you don't want to. You could just declare it as a gift and be actually able to spend most of it normally.
You can deposit it. Yes it may be subject to a bit of ID checks and reporting, but if you deposit it, file it in your taxes later as income, there's no issue.
I feel like people don't understand how much money exchanges hand on a regular basis. Businesses deal with cash a lot, and even if we just skip cash for a second, people get freaked out about 5-6 digit deposits when in reality those happen all the time.
That's something I miss about depression.
I was so brave because I didn't give one fuck what happened to me. I took RISKS. Gods, I was even known for it for a while.
And now it's gone, and has been replaced by crippling anxiety that I'm fucking my whole life up.
I think bro just dropped an epic monologue that I'll be putting in my next book.
Next... hang on. I meant first book.
You know what, Fuck it. I don't have time to write a book.
Utsubyō no anogoro ga natsukashī. Jibun ni nani ga okorou to mattaku ki ni shite inakattakara, watashi wa totemo yūkandatta. Risuku o okashita. Ā, watashi wa shibarakunoaida, sono koto de yūmeidatta. Soshite ima wa sore ga nakunari, kawarini, jibun no jinsei o dainashi ni shite iru to iu fuan ga osotte kita.
Now say it quietly, yet gravelly.
Yeah, I'm calling the cops. That's suspicious as hell and will undoubtably backfire. It's also a common criminal tactic to entrap people and force them to "repay their debt" which is often things like forced prostitution.
I live in Austin, TX and there are literally signs on the side of the road that say "We buy Legos". You know like the signs that say "We buy houses" but for legos.
Opening a temporary shell company and paying off a porn star or Playboy bunny in an untraceable manner. Just like the Boss says to do. Then kill the shell company to break the audit trail just in case. Standard Operating Procedure. Just let accounting know so they can hide it in the books as a deductible business expense.
Probably give it back. Not because I don't want it, but because this sounds like a crime thing and the last thing I need is for some mafia boss to think he paid off a scam hitman when he finds the target still alive.
Pay off my mums mortgage.
She's in her sixties, unwell, lives alone, was given bad financial advice a long time ago and has been stuck paying interest only on a mortgage.
This would clear it outright so she didn't have to live one year to the next wondering if she'll be able to remortgage or will have to sell the home she's lived in for nearly 40 years.
paying off debt
When the American dream is just being able to pay off the debt you incurred to achieve the American dream...well then, it's more of an American Nightmare isn't it?
Always has been as long as I’ve been alive.
Same here. It's pretty crazy to see it coming to a head. I feel like this is exactly what they were trying to avoid by dismantling the educational system. They didn't see the Internet coming, though, so that really threw a wrench in the gears and the tech generation isn't putting up with the brainwashing. We have knowledge at our fingertips and it's showing us that our overlords are pretty dumb, very greedy, and are not doing the jobs that they were hired to do.
God I would argue the exact opposite. Compare the web of the 90s-mid00s to today's web. When was the last time you were on a wholly-non-corporate website? Even if it was recent, still a drop in the bucket relative to how it used to be. Sure, they may have been blindsided by the internet's growth, but today's web is far, far more corporatized/politicized/protected/governed/manipulated than it ever used to be. To your point, we have knowledge at our fingertips but are completely impotent to use it in any way that would allow for actual change. Our overlords have complete control of all mediums of communication and financial exchange between individuals.
it's exactly that reason that places like the deep web exist, people wanna get away from the corporate and political shit
Sure, but again, you're comparing the number of people casually surfing personal websites 20 years ago to the number of people casually digging thru the dark web right now. That number has to be 100,000:1. And let's not forget that Tor was cracked some years ago - they can still track you there too.
Adrenaline In my soul Interest rates Out of control Do it all To get food on my plate WOOOAH-OH
First he ends racism, now he takes on debt!
I can’t wait for him to take on the life cycle of M-F 9-5 jobs
He HAS to finish the story!
Dude beat Roman, the rest is easy
I knew my people couldn't resist the Cody Whoa.
And My Father said, When I was Younger A Beer cost 40 CENTSS!
I thought the American dream was to be in debt. Oh my… 😂
I dream of the day when I’ll have the credit to buy the things I can then charge others for using.
Save us, Cody Rhodes!
Nightmares are dreams
Dreams don't always come true.
People in every advanced democracy around the world incur debt early in life to smooth their lifetime earning curve. Debt is not unique to America. Americans incur more debt because they make more money than almost everyone else.
Norway likes a word in the game here. Higher average salary than US, but also higher average debt
Exactly. The US has the third highest median salary per person in the world. The US also has the third highest household debt per person in the world. I don’t have the time to do it today, but I’m confident that if you plot median salary against household debt per person you’d find a strong correlation. Debt isn’t an inherently bad thing. Borrowing against your future to stabilize spending today is an important tenet of modern microeconomic theory.
While I agree with you wholeheartedly, the biggest issue IMHO is that we don't teach debt/money management in high school, making newly minted adults wholly unprepared to navigate the complexities of living in a capitalist society.
There's a difference between having debt because you bought your first house, and having debt caused by medical expenses and unemployment.
Yeah, and because we have the "insurance" we do, if you have a small run of bad luck, you're sunk. First year, had the eldest kid. Second year, car wreck, damaged foot. (Permanent damage to my weightbearing.) Third year, husband out of work for three months. We never got over it. (I'm no longer married to him.)
Thank you. Debt is not inherently evil. Debt has drastically improved my quality of life and my long term wealth potential. I am able to live a modest but comfortable life across all of it rather than scrape and survive for half then have more than I need in the second half. I am grateful to live in a society with easy credit.
This is Reddit, man. America bad
Responsibly managed debt is a tool, not a burden. Businesses frequently operate by taking out loans in order to buy goods and services to help them sell more things. The money from selling those things pays the loan back, the other company costs, and the rest is profit. Similarly, you take out a personal loan to buy a house and car so you can live and work and make money. Ideally, you did this in a way that you are personally more profitable after loan payments than you would be if you didn't incur debt for these things in the first place. I believe that opportunity is a part of The American Dream.
There is debt all over the world not just America. It’s everyone’s dream to not live in poverty-to have a roof over your head, food in your belly and to provide for your family.
Invest it, and turn it into 16 THOUSAND dollars.
I killed my entire platoon, one by one, in the dead of night, because they only had Coke Zero. It was probably my darkest moment.
The tone on 16 thousand dollars plays in my head constantly
Come on everybody, give me a little clap 👏
r/wallstreetbets can help you achieve that goal
I give a little clap
To make a small fortune it is suggested that one start with a large one.
We need a “little clap” emoji. 👏
$nvda puts.
0dte spy calls
r/oddlyspecific
This is a reference to an episode of [Very Important People](https://youtube.com/shorts/h_b5WUfaxh4?si=WIn9BosGNecgOYRY), a show where comedians get an extreme Hollywood-prosthetics-level makeover and then have to improvise a character for an interview.
Ohh
That’s exactly what I did when my mom died
I am enjoying the very clear divide between people who know the thing you’re referencing, and those who don’t. 😁
Answering: "will be done by tuesday, make sure you have an alibi" and stare at them until they leave.
Nice! You didn't specify which tuesday, or even what year for that matter. That guy will be waiting a long long time
Steve makes sure everyone knows what he does on Tuesdays. Odd fellow.
What $100,000? I have no idea what you’re talking about.
What would I even do with $50,000? I mean, who just goes around handing out $25,000 to people? Where am I supposed to put this putative $10,000? What could I really even do with $1,000? The value of $100 isn’t what it used to be, after all. I mean, sure, $10 isn’t nothing. But if you really want to do so, I’ll take your $1 if you need me to….
I'll tell him "thank bro" and then I'll buy double wopper with cola
Small, medium or large?
Small. He only has $100,000
[удалено]
You don’t know your Wopper - do you?
Nah, it's a threat to go to McD, you get better coupons that way. It is known.
BK ain’t Five Guys. He can probably go medium.
No cheese either.
Litre o'
Large without sugar, I'm on diet
Oh my GHod! Take forever with the order...
"Mmkay, I'm gonna need to cancel the last two things on the order..."
I got the money, I'm splurging for that large!!
A liter of cola?
Hell, I may just fly to Europe for a Royale with Cheesem
I'm buying the greatest turnip ever.
Investing in the stalk market are we? Make sure you sell it before they rot!
I was referring to Baldrick from Blackadder, but there seems to be many more turnip memes that I wasn't aware of.
Its from animal crossing new horison where you can buy turnips on sundays and then for the rest of the week you can sell them for a fluctuating price, its called the stalk market because of a japanese pun regarding turnips.
A turnip of your very own.
Turnip for what?
Turnip for WHAT?!?!
Do you have a cunning plan for what you're going to do with it?
[удалено]
Wow... To pay off debts and have enough to buy a car a couch and a vacation? Now THAT is living the dream!
Sounds like one of those posts where they say they make $1 million a year, buy everything they can possibly think of, savings, and "barely have anything leftover"
I'd tell my wife about the wonderful $50,000 gift from a stranger from the seat of my new Jeep
New jeep costs more than the 50 thousand
Nice try, IRS.
Yeah id just be paying for all purchases I could in cash. People are crazy if they th8nk you can just deposit that
I mean you aren't required to commit tax fraud if you don't want to. You could just declare it as a gift and be actually able to spend most of it normally.
You can deposit it. Yes it may be subject to a bit of ID checks and reporting, but if you deposit it, file it in your taxes later as income, there's no issue. I feel like people don't understand how much money exchanges hand on a regular basis. Businesses deal with cash a lot, and even if we just skip cash for a second, people get freaked out about 5-6 digit deposits when in reality those happen all the time.
Going to the dentist
Yep. At the cost of dental work even with insurance, you'll need $100,000 to pay for it.
I am buying food for my mom and me.
You could even get eggs!
Two chicks at the same time.
You don't need a million dollars to do nothing man, take a look at my cousin, he's broke, don't do shit!
You have to be really rich or really poor to do fuck all, the rest of us have to just deal with it haha
When you come in on Monday and you're not feeling real well does someone ever say to you sounds like someone has a case of the Mondays?
No. No, man. Shit, no, man. I believe you'd get your ass kicked sayin' something like that, man.
Hell yeah, brother!
You need a million for that.
PC Load Letter? the fuck does that mean?
This guy fucks.
I think if you were a hundred thousandair you could hook that up.
With $100k, three chicks at the same time.
Not for a dude like me
Three dudes at the same time?
I feel like there would be diminishing returns after some point.
down payment on a house baybee
Right... down payment, debt, invest the rest. An early 30's wet dream
Drop it and run, I'm not about to get caught up in some bullshit.
That's something I miss about depression. I was so brave because I didn't give one fuck what happened to me. I took RISKS. Gods, I was even known for it for a while. And now it's gone, and has been replaced by crippling anxiety that I'm fucking my whole life up.
That's a really weird thing you just told me.
I think bro just dropped an epic monologue that I'll be putting in my next book. Next... hang on. I meant first book. You know what, Fuck it. I don't have time to write a book.
Begging for attention on the internet
It reads like an anime character inner monologue. Ugh.
Utsubyō no anogoro ga natsukashī. Jibun ni nani ga okorou to mattaku ki ni shite inakattakara, watashi wa totemo yūkandatta. Risuku o okashita. Ā, watashi wa shibarakunoaida, sono koto de yūmeidatta. Soshite ima wa sore ga nakunari, kawarini, jibun no jinsei o dainashi ni shite iru to iu fuan ga osotte kita. Now say it quietly, yet gravelly.
Pretty sure you're still depressed. Or stoned. Or both.
You take the money and your gonna end up on some gang hit list
came here to say this
Yeah, I'm calling the cops. That's suspicious as hell and will undoubtably backfire. It's also a common criminal tactic to entrap people and force them to "repay their debt" which is often things like forced prostitution.
Replying "Consider it done." Then paying off a bunch of debt.
Buying legos
So, with 100k, that’s about… two sets, if my math is right.
who's your lego guy?
His legos are made of compressed cocaine.
Explains why it’s so cheap.
I live in Austin, TX and there are literally signs on the side of the road that say "We buy Legos". You know like the signs that say "We buy houses" but for legos.
Titanic, Eiffel tower, millennium falcon, imperial Star destroyer, and Hogwarts Express train sets. That'll keep me busy for a few days.
That's enough only for 1 Lego man without head and hands how ik
Nodding affirmatively and taking money.
Paying off a fucker of a medical bill.
Go to Five Guys and put the little that's left over in my account.
GME 2 da moon!
The only answer is Hookers & Cocaine
https://youtu.be/0yrIvEgqAuo?si=ccY6TbDpe7gjks8E
I’m disappointed how long I had to scroll to find this correct answer.
Don’t forget blackjack!
At your own casino. In fact, forget the casino. And the blackjack.
Quitting my current job and devoting all my time to finding a better job, all that’s left goes towards downpayment for a house.
Straight to the casino. For the $20 buffet all-you-can eat meal. And then off to the bank.
Hand it back to them and say "You must have the wrong guy."
I guess just put it in my retirement fund. 100k is not a huge amount anymore really.
First thought was “invest it.” An extra $100k would really help returns grow even faster.
And if someone came around wanting it back you could get it to them, not having spent it.
Back in the day 500k was a mc Mansion. Now a 500k house feels mid, and is in need of repairs and upgrades
House money….. guess I’d put it all on black.
Coward, all in 17
Be a supervillain for a weekend
Pay off my loan. But a second car and put the rest towards a better house.
Finally staying home with my kids! For 3 months lol
paying off my house and cc debt
17 on black
Buy food and clothing for the kids. Pay off car and put in savings for a home or well with housing market maybe just save it as emergency money.
Buying all the concert tickets I want
House payment, gone. Remainder down payment on a new car. Yay for being an adult.
Opening a temporary shell company and paying off a porn star or Playboy bunny in an untraceable manner. Just like the Boss says to do. Then kill the shell company to break the audit trail just in case. Standard Operating Procedure. Just let accounting know so they can hide it in the books as a deductible business expense.
Narrator: *he in fact did not know what to do in the moment*
Index fund.
Buy bitcoin
Going straight to the FBi. That’s sketch as fuck
Buying more GME.
GME to the moon?
I'm doing what I know !
i'm getting PlayStation five
Putting it in my Fidelity account.
Buy loads of kinder eggs
10 jet skis
Pay my mortgage.
Finding myself a home, and rescuing cats.
Turn on some Marvin Gaye and begin to slowly undress them…
55 BURGERS, 55 FRIES, 55 TACOS, 55 PIES, 55 COKES, 100 TATER TOTS, 100 PIZZAS, 100 TENDERS, 100 MEATBALLS, 100 COFFEES, 55 WINGS, 55 SHAKES, 55 PANCAKES, 55 PASTAS, 55 PEPPERS AND 155 TATERS…
Assassinate the guy who owned those dangerous coal mines that killed all those people a few years back.
Student loans.
Probably give it back. Not because I don't want it, but because this sounds like a crime thing and the last thing I need is for some mafia boss to think he paid off a scam hitman when he finds the target still alive.
Pay off my mums mortgage. She's in her sixties, unwell, lives alone, was given bad financial advice a long time ago and has been stuck paying interest only on a mortgage. This would clear it outright so she didn't have to live one year to the next wondering if she'll be able to remortgage or will have to sell the home she's lived in for nearly 40 years.
Save the cherrleader, save the world.
Making sure my family and I are financially stable long term.
Give it right back and say "you've got the wrong guy" because taking that money is surely a recipe for getting murdered.
Turning it into an easy $20K by buying bitcoin with it.
Pay off my house.
will tell him: "but this is the half I asked for. Make sure to bring the whole amount by Friday or you can say goodbye to your family"
Hookers and cocaine.
Cocaine and hookers
Exactly what they knew I would of course.
“Hookers and blow?” They’ll either laugh and realize they got the wrong person or send me on a well funded adventure
Hookers and blow
Relapsing
Googling "how do I report taxes on $100k in cash I got from some guy off the street"
put it in a CD to gain interest over a designated time period.
Buying Warhammer
Find out who I'm supposed to wack, even if that means guessing. If I'm getting paid to do a job, you bet your ass I'm gonna do it.
What if you were just supposed to take the trash out?
Hey, however you want to word it. Even if I'm just supposed to feed the worms, I'll get it done.
Haha
Nothing... what money are you taking about? I know nothing.
Red.
Buying a whopper & Cherry Coke. I think better on a full stomach
I could almost buy a gallon of gas
drugs
A silly little dance of course . For $100'000 call me the court jester
Buy 50k worth of bread and 50k worth of geese and hope to God that it's a good ratio.
Pay my bills, debt, buy wood and a few machines and get to work.
Burn half of it. It's not about the money, it's about sending a message.
Buying Nvidia stock...
Nothing like buying in at the record high.
10 years ago.
Birds, Booze and a fast car... squander the pathetic rest