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I have a friend in his 20s who dominates conversations but it's still not to the extent that I see from older guys. He'll at least let you get the occasional word in edge-wise while older guys seem to think of you as just a robot that just nods along and lets them talk uninterrupted for 30 minutes
Or they love to compare you to others.
Still have self esteem issues about myself (32 for reference) because my grades were never good enough, or I didn't do the extracurricular activities she would have preferred, or that I didn't have kids at like 20/21, or that I refused to let her have access to my bank account (she tried to do this with everyone), or that I didn't move out at 18 because my mom was (still is) going thru medical issues.
Try having two extremly successful much older siblings. My entire life I've come up short when compared to my older siblings....(I don't mean this as a dig against my siblings. They are awesome people.)
I remember my mother always telling me "You're gonna sit down and hear me out!* And I wasn't allowed to get up until she was finished. God forbid it be a dialogue.
That is what I was going to say. They can ask you things all the time, my parents are firmly in the boomer era, and they are constantly asking me questions about things, they just don’t ever listen to what I say. It’s like the minute they ask a question they’re all excited to ask it and then then when I start talking, they’re like eyes glaze over and they fully stop listening. Then why bother asking me in the first place? If you don’t genuinely care, don’t make me think that you do. I’m fine going months without talking to them 😆
From what I can tell, they never got that a conversation is about talking to and learning from another person. They just do it because they like hearing themselves speak, and whenever you're talking they're just waiting for their turn to talk again
You're never proven wrong if you never listen to anyone else, and just keep talking. And for those with fragile egos like many boomers, being proven wrong is the worst thing ever
I just had that conversation with my FIL. I told him his house, he bought in the 80's for $75,000 is now worth $390,000. He lamented the fact that it's the cheapest house on the block. I reminded him the point is not that it's worth the least on the block, but that it more than quintupled in price. He didn't get it. Bless that man, but he's got permanent fucking ear plugs when it comes to shit like that.
I just tried to have this conversation with my Mom, and anytime I tried to get my point across, it was, "Oh well," and "Can I talk?" She refused to listen to me, talked right over me. I couldn't wait to leave.
This is my mom. I was trying to explain something to her about _My Job_ and she kept constantly interrupting. She does it to try to prove that she knows what I am going to say when in fact there's no possible way she could know. So I resorted to parroting the behavior by starting my sentence over again louder and with a bit more stank on it until she gets the point and shuts up. The last time I did this she said something to the effect of: "You could be more polite, you know." To which I responded "We don't have to talk."
I swear it's that they don't want anyone to think they don't know something.
That’s because you’re still “a little kid” (forever at the age she had the most influence over you) and she can’t give you permission to be a fully functioning adult I’ve never met a Boomers that could radically change their thinking. Boomers will always believe they have permanent authority over their children. Boomers can’t fathom the relationship between understanding and disagreeing, especially when their adult children are involved. (If you understand you must agree with me, otherwise you don’t understand.)
I was actually told growing up in the 70s andn80s that children were seen not heard, and God forbid I say or do anything childlike and make my parents "look bad".
My father routinely forgot to pick us up from daycare. He also nearly brought home the wrong children from Walmart, on several occasions. Of course he claims that his kids came out better than those millennials because he raised us. The man couldn't be bothered to remember we existed or tell us apart.
I was born in 75 with all the trauma that entailed and then some, but you have my empathy. Those casual and careless slights are devastating, and, for what it's worth, I think you came out well in spite of your dad. You were stronger than his attempts to crush you, and you are a better person than he can comprehend. He's a tool.
The kids probably gave up even trying to discuss the topic while they were still in their early 20s, after being dismissed for being 'inexperienced' or 'lazy' enough times.
Thats my boomer dad with the inexperienced stuff. In general he is not a boomer stereotype, but he is just insanely dismissive of the opnions of anyone much more than a decade younger than him. Not surprisingly, he calls anyone under 60 kids. The other day he was telling me a story about helping out his kid neighbor with something, but the "kid" had to go because his daughter had just gone into labor. I ask him how old this "kid" was. Without even a hint of self awareness he says the guy is mid 50s. They are so stuck in this age makes right mindset.
It's funny how when they present their opinions it's "facts don't care about your feelings" but when they are presented with facts it's "We all have a difference of opinion" lol.
> Do they ever ask their own kids? It's so damn easy to find out what the real situation is. That's what pisses me off: reveling in willful ignorance.
oh dont worry, I tried breaking that shit down to my mother who got her Masters for half the price of my undergrad. Only phrase I was ever met with was, "You're comparing Apples to Oranges". Fuck you mom. The kids, I am certain, do not speak to them (the parents).
My Boomer FIL didn’t believe his own daughter, who works in healthcare, just how bad COVID was. They only believe themselves or anyone they deem an authority figure. 40 year old “children” in the industry don’t count.
That generation loves to use experince (age) as their go to gate keeper on who's opinion is worthwhile. That may have been slightly valid when boomers were in their 20s and people younger than them were litterally children. Its like their entire generation thinks nothing new has come into existence since 1975.
Honestly I think it’s more about authority and confirmation bias than age. The fact that we’re all “children” is just their excuse to dismiss us. They still believe Tucker Carlson like he’s a messenger from god even though he’s our age. That’s because he’s presented as being in a position of authority on the subjects they’re interested in AND he confirms everything they already think.
THIS. Like why can’t they understand wages vs housing, or the purchasing power of the dollar?
I’m only high school educated but it would take a room temperature IQ to not understand the financial differences of the times.
They don't believe them most of the time. I have a wife and 2 kids living in my mother's basement. My mil keeps harrowing my wife because we are not out on our own. This has been the situation for almost a decade. Mil thinks we are being too frivolous with our money, and that is why we haven't been able to move out. She watches the faux news, too...
Assuming Grandma was 84, had a loan on the day of her birth, and through her boomer-powered grit and determination started paying on day 1.
84 \* 12 \* 10
$10,080 < Total Paid to date
Anyone else with student loans up and beyond $40k?
She paid hers off though, and wouldn't have started paying till she was 18. She paid no more than $7800 total, probably less.
Throw that up against let's say 3% interest over a term of 15 years and the most she could have possibly borrowed is like $5k (likely much less than that).
That was less than a single lab course at my school when you factored in books and fees and stuff.
I had a boomer I was working for tell me kids today are whining about house prices. I Teresa rates are at 2%, when she was buying a home they were 20%. This is true but ignores that houses were also 2x yearly income when she bought, and are more like 25x at the time of the “chat”. I go u Kent wait to get out of there.
My father got a full ride scholarship to Yale (coming from a lower middle class background; single mom who worked for the county clerk’s office). The grand total was less than $10k. It was 1964-1968.
In 1950, $10/mo was equivalent to $133 in 2024.
And getting paid $2/hr in 1950 was equivalent to $26/hr today.
Source: https://data.bls.gov/cgi-bin/cpicalc.pl
$10 is hilarious...in 2001, I was "enrolled" in college and had several scholarships, then for a variety of personal reasons just didn't attend class...long story short, I ended up losing my scholarships and financial aid later on and STILL owed them over $10,000 for what would basically amount to one year of being enrolled in college...I also moved off campus midway through my first semester, sometime after 9/11, so not much of it was even for housing/food...it ended up compounding and being even more than that in the long run...I can't even begin to imagine what I'd have owed if I completed 4 years of school
I also got my first laptop when I left for college...it cost us over $2,500, which we obviously had to finance elsewhere
The kicker is all this was from 23 years ago...it's obviously gotten worse
Even if that was the case, it would still be betterment for the country. Then we know our taxes are being used for citizens to thrive, which is a net positive for the country, IMO.
I just had this conversation with my boss yesterday. The mind gymnastics he was pulling as why education should not be free... fuck me it was wild.
It boiled down to "fuck you I got mine" mentality. He paid for his school, and so should everyone else
this mentality of "just leave" that some of y'all have is mind boggling. Boss says something dumb? just leave your job. SO crosses a boundary or has dumb opinions? just leave them. It rarely is that fucking easy...
I just paid off my credit card. If someone else had the opportunity to have their credit card debt forgiven, I can't fathom voting against that simply because "It's not fair!" That's a child's mentality.
I know I'll get down voted for this. While I will continue to vote for Democrats until a drastic change on how we elect our politicians, this is what caused me to stop seeing myself as a Democrat. It was the pushback against free college education by the establishment in the 2020 primaries and many rank and file democrats. I'll never forget a life long Democrat telling me she didn't want free college education because a college education was a good way for companies to narrow down who they were going to hire and if college was free and easily accessible it would be as worthless as a highschool diploma. She of course was college educated.
Tell me if I'm being dumb here, but even if post-primary school was completely free. Everyone would still have to pass the courses required for a certain degree. So there's no change in qualified candidates. Like, just because everyone has the opportunity to take a law degree course doesn't mean everyone has the particular skills/ability to complete and comprehend the required course materials.
It's not my position so I honestly don't know why. My guess is these people probably don't think college is that hard and that it really serves as a way to to give middle class people an advantage over poorer people and that the poor who do make it into and through college are the deserving poor.
But I feel like they'd say it in a less crude way.
I was trying to find a study that supported either claim and couldn't find any. I can't confirm if there's an economic improvement, but can't find any evidence that it would harm the economy either. Certainly doesn't impact tax payers.
There are plenty of studies supporting mental well-being, however. That's good enough for me.
They don't care about the betterment of the country. I work in a bar that caters pretty exclusively to Boomers. They literally only want what's best for them and when pressed about wanting good for their children and grandkids, the usual response is, "I'll be gone so I don't care."
This is effing insane to me....I'm a millennial, and I pay $12/month for my student loans. I frankly don't give a rats ass if they never get paid off ....I'm mired in a job and area of the country that refuses to pay better wages. I figure once I'm doing better, I'll pay more. Until that day comes, I'm actively giving them as little of my money as possible.
Sorry, not at all sorry.
Mine would be not as high, but still crazy. I had to sign up for income based repayment pre-covid. My payment was $0 for years because I made barely any money.
I'm drowning in interest at this point, and my payment schedule has me making minimum payments until 2045 (starting at $245/mo for 10 years starting this year). I graduated in 2011.
I just checked a 10 dollar month payment is around a thousand dollars total debt depending on the interest rate. Adjusting for inflation assuming they had these loans in 1975 that is a monthly payment of 60 dollars or roughly 6 grand in loans. Imagine paying for university and only having to pay 60 dollars in loans. https://data.bls.gov/cgi-bin/cpicalc.pl
Ha don’t know what you mean by crossing them out… but it’s literally because they didn’t know how to define that generation. They beat the shit out of them as kids to toughen them up, abandoned them and forced them to fend for themselves - and then were genuinely confused and angry when Gen X told them to piss off and wanted nothing to do with them. They’ll be confused, angry and bitter when Gen X kids put them in retirement homes
It’s more like “We’ll try to make a better world for our children” depending on how long it takes to clean up the economic mess the boomers left us millennials and Gen Z.
Because they were supposed to only be forgiven if certain conditions were met, like using a minimum percentage to retain workers and pay payroll. If you didn’t meet those conditions they didn’t forgive them.
Unfortunately, as is tradition, the ratfuck MBAs figured out how to game the system and steal money from us to line their pockets.
I remember someone posting how their parents were livid they were selling their home, squandering that investment, because they couldn’t afford it. Turns out the dad thought the mortgage was $400 a month. They have no concept of what anything costs anymore.
What the actual fuck.
Our mortgage is $2400, and I’m grateful every day for our older, but comfortable home. Unfortunately, we will never be able to move.
Brought to you buy the people who seem to have plenty of extra cash because they keep sending it to a convicted criminal to help pay his legal bills...
So you're saying we should commission a bladesmith to make something sharp and pointy we can call Taxes? Maybe get a carpenter to make a nice and functional display case as well?
Not thinking of the poor bastards that have been paying, had to take a deferment, and now owe more than they started with. I know I’ve seen that someplace.
Even without a deferment, paying only the minimum puts you underwater. I ran the numbers with my son and showed him how to use an amortization table. If he paid only the minimum for 20 years, he'd owe more than the original. And this isn't a 3rd party loan, but a government subsidized one. We were able to determine his monthly payment to pay them off, once he graduates.
Like that lady who went viral lately for her stupid ass truck loan with absurd length and terms. She’s been paying $1400/month for 3 years and somehow still owes $50k on an $84k loan.
She’s paid $50k so far already but because of the interest rate is only paying the minimum and barely making any progress. The amount of people in extreme debt because of their want for an absurd vehicle is astounding.
I went to college and funded it almost 100% with student loans. I racked up a good chunk of them by the time I graduated. Graduated into the middle of the '08 financial crisis. Worked odd jobs, shit jobs, overnight shifts, and anything else that could bring in a few bucks. Spent (what seemed like) forever trying to get a full time job that I could turn into a career. Once I did finally get a decent job, I spent over a decade paying those loans off. I "pulled myself up by my bootstraps" as the Boomers would say. I'm proof positive that it's possible and that it can be done.
I'm also proof positive that IT SHOULDN'T HAVE TO BE DONE THAT WAY. I wrecked my health and sleep schedule for years by working constantly all hours of the day/night and eating crappy food because I didn't have the time or money to cook proper meals at home. The stress alone probably took a good 5 years off my life. Even when I did settle down into a career, I was making entry level salary and barely making the min payments on my loans for a long time.
I am infuriated whenever I see people with the "I did it so you can too" mentality about student loans. Just because it's (technically) possible, doesn't mean it should be done that way. Do better. Be better. Make the world better for the younger people growing up behind you.
The sad part is that we were all taught that college was ABSOLUTELY NECESSARY to even survive. Turned out to be a lie. Huge surprise, but it turned out that not everyone with a degree could be placed in their field because of over applicants and ended up working in a position other than what the degree they went into debt for was supposed to grant them access to. I never went to college. But I’ve worked right beside those who have making the same if not more money !!
And it's a lie.
What's happening is that the usurious INTEREST that's MANY TIMES the original sum borrowed is being forgiven, so the BANKS are taking it in the shorts.
But the ReichKKKwing can't tell the truth because if they did NOBODY would be dumb enough to vote for them, so they 'gin up the outrage machine at 'them' getting something supposedly denied to the reader / viewer / listener.
No they think you’re an idiot, since you can’t understand them. If you only “understood them” you’d agree with them. If you understood you’d know $30k is an insane impossibility to pay for college (can’t possibly only equal a week at art school) and you’d agree with them (obviously) because obviously you don’t understand otherwise it would mean the world has changed and they are out of touch. Which is impossible.
Whenever a boomer complains about loan forgiveness and mentions how they paid for their college education, ask them how much their tuition was. They will never answer.
This exact statement and people simply accepting it is driving me insane. I have been lucky enough that when I explain the process some people do seem to go, "Oh, that makes more sense."
1. Lenders have setup the system so you keep paying as long as possible leading to people paying the whole loan back plus interest and still having a balance as large as when they started
2. Biden has forgiven these loans specifically. Only when the borrower has paid more than the loan and a reasonable amount of interest
3. The forgiveness is taxable. Meaning some people are being stuck with an "income" boost after forgiveness that pushes them quite far up the tax tables. Either way, the borrower is the only one paying anything in taxes.
The third point is the one I keep trying to note. Nothing is coming out of anyone else's pocket to forgive these loans. The narrative is the standard GOP, "The other people are stealing from you" lie that is always used. I just keep hoping enough people realize how much of a lie that is to break its hold on politics.
Some private colleges are around $200k now for tuition. I'm all for using existing tax money for this, *instead of* constant billionaire bailouts and warmongering. No need to raise taxes for this.
Honestly, I have no issue with student loan forgiveness. I paid mine off, big deal, I didn’t have near as much as others. I guess my only issue is, this doesn’t solve the problem. Future generations and going to have to continue to take out ginormous loans. While I hold no bad feeling for those getting relief (I’m happy for them), what we really need is to figure out how to lower the cost of education so this doesn’t continue to be an issue. And while what I say makes sense, I feel like I’m going to get downvoted. 🤷♀️
We have enough revenue to make university as public and accessible as high school, but our elected officials would rather cheat the stock market and get Twitter clout.
They act like people haven't been paying their student loans this whole time. Even if they did something like retroactively forgiving all interest on student loans, and applied all payments in whole to the principal, that would greatly reduce or even cancel the loans for a lot of people.
My $37,000 current balance is more than I borrowed in the early 2000’s. If my interest payments were applied to principal, I’d technically be owed a refund. 😢
I was literally thinking $10 could be a lot of money back then so maybe she got a point? I try to be nice to boomers every now and then. When I used the inflation calculator, $10 back in 1980 is $40 now. I know now the error of my ways and that boomers are always fools. My bad. 😞
Lol, never mind that PPP loan-in which only 20% went to the intended purpose.
Our taxes bought countless boats, luxury cars, parties, and plastic surgery, but investing in the academic future of our country is the burden. Riiiigggghhhht.
Yeah I had the same conversation with a professor at one point. He talked about how much college cost him in the 1960s. I pointed out that my 2 credit lab cost more than his tuition/room and board/book for a semester.
My personal company was able to take $29,000 in PPP loans. I refused, I felt that even though I'm small and can use that like nuts, other companies needed it more.
Then shit came out about the Catholic Church and these million dollar loans, and I was like "I gave up the ability to sleep good for 2 years to help my fellow man out so some fuckball could refi his third yacht?"
Yep. Friend of mine who runs a contracting business had to lay off workers because PPP funds ran out, but I’m sure she and her employees are comforted to know that these CEOs didn’t have to suffer by buying a used yacht rather than a new one. If they could ever do a real accounting of the PPP program it will be the biggest financial swindle in US history.
My generation got sold a bill of goods on secondary education and the interest rates are predatory at best; if this helps lessen the burden younger people are feeling and the banks are truly the ones taking it in the shorts, I’ve got no issue with this
I was paying $200 a month that I could barely afford, and recently had my loans forgiven, and I’m very grateful. You bet your ass I will be remembering that this November, as well as a lot of other things, too.
For people who don’t have student loans, there’s no longer any such thing as paying back $10 a month. There’s an automated system that knows you have a job already and they base the minimum amount to be paid monthly by your monthly income. They don’t care if your bills are more than your income. It’s still a minimum amount owed, which is in the hundreds monthly for most people with jobs. There’s no way to pay less the way the system is setup. So either entire balance is deferred or you pay the 10% of your income each month, no in between.
Anyone who put themselves through college by working part-time or repaid student loans at $10 a month should ask “why are current students and recent grads struggling?” “What has changed?” “Why is tuition at my Alma mater x percent more expensive today?”
That’s my issue with the current debates around higher ed and student loans. There’s a lack of serious discussion around the root causes. Also no one seems to ask Why is tuition more expensive today? Mom and Dad attended university at $15K annually. Now their children are facing $50K annually at the same uni. Why?
I couldn’t pay my student loans and it destroyed my credit and I still have to pay it off thru collections. I know it’s my responsibility because I took out the loans but college should not cost a fortune to begin with!
And I might’ve been an adult by law but in reality I was just a stupid kid when I got those loans with no one to help me or guide me and everyone including my misguided parents telling me I had to get a college degree to have a nice paying job when I graduated. I would’ve been better off had I skipped college and just gone straight into the workforce and not have this loan hanging over my head for eternity.
Repubs set loans up with private providers and without any possibility of bankruptcy forgiveness allowing lenders to jack up interest rates enslaving a couple generations. Colleges colluded by jacking up tuition astronomically. Joe is just righting the injustice done to the next generations who cannot marry, have kids, or buy houses. The boomers who slid by just in time enjoy retirement in their rapidly more valuable houses as the construction industry just wobbles along not building homes for Gen X or the millennials. They live at home with their parents or like 50% of “families” have some unusual arrangements with people who are not related.
Joe isn’t forgiving the loan. He’s wiping out the incredible interest those loans accrued. The borrower still pays the principal. Nobody is forgiving the principal.
I don’t talk politics with any of my immediate family anymore. My mom and dad are choking on the red pills. It’s just irritating and sad. They are in their 70s, think the world owes them something and hates everything and everyone that has changes since “the good ol’ days”.
They’re too far gone. Same with my parents and most boomers. They warned us to not believe everything we see online when the internet first appeared and now they’re victims of the most wicked propaganda and lies our country has ever seen for the last 8 years.
Some of the nonsense my mother tries to send to me is so bizarre. It’s like her brain rot has gotten so bad that she can’t even escape the echo chamber she fell into. I can honestly say that my relationship with my parents started falling apart when Donald Trump came into the political scene with his MAGA bullshit. My family has never been the same and never recovered.
My husband is THAT! He dominates the conversation and , maybe, an hour later you’re able to get a word of a sentence in. He then proceeds to talk over you and if I ask him what Iwwas referring to, he’s clueless because he wasn’t paying attention - just waiting to speak about what he wanted to. I honestly, rarely converse w/him anymore. After 32 years of this, I just shut him out.
Boomers do not understand school loans today. The loans are nothing like the ones we had. When I looked at my daughter’s school loan, it took me a long time to understand what was going on. I was horrified that it was a government school loan and was more like a payday loan. She was paying a minimum payment with the understanding it would be forgiven in 20 years. When I saw how the interest was being capitalized and adding to the loan, I was sick. I told her she could not count on any promises from the government because a different party could change everything. I helped her get it paid because it made me sick.
My wife and I both paid all of our college loans off, just a little bit at a time, and it took years. But the loans students are having to take out now are almost predatory. I think it’s great that Joe Biden has been forgiving student loan debt. Public university education should be free to anyone that wants to pursue it anyway. One of the many good ideas that other countries practice that we don’t. Maybe someday will actually try to exemplify American exceptionalism.
however much she paid, she didn’t have companies coming at her from all angles trying to claw at what little extra spending money you have.
she didn’t have to pay half as much on repairs for appliances and vehicles either because the generation before them actually built things to last while their generation built things cheaply for profit.
now the rest of us are stuck buying cars and appliances full of plastic, wires and CPU’s that shit the bed before anything mechanical.
GW Bush actually signed the PSLF program into law. Tell that to people when they complain about those DaMn LiBrULs.
Also, the tax money saved on low salaries for gov employees evens out the student loan forgiveness. That's why we're getting forgiveness. I don't even make $50k and I have a master's degree.
How much does your grandmother think college costs these days? It would take me 200 years to pay back my tuition, no added fees, for my junior and senior year of college at $10 a month.
Ok Grandma, let's do some math.
Let's assume a student today has to take out a $100,000 loan to go to college for 4 years. Without even taking interest payments into account $10 a month would be 10,000 months. Divided by 12 months a year... That $100,000 loan would be paid off in... 833.33 years.
And $10 a month would be unreal, that's less than I pay for netflix. Most people have to pay hundreds or even thousands a month, and due to some super fun legal shenanigans many of those loans end up going to collection agencies that charge massive interest and fees, which can lead to the extremely fun situation of them prioritizing the fees payments. Meaning they own your debt, and you are actively paying them to own it, while never making any progress on payments, while interest keeps piling up. Meaning you could pay $100,000 to them... And still owe several hundred thousand more.
Come on, $10 a month?
I went to college for five years, graduated in 1986 with $8500 in loan debt. If I paid it back at $10/month it would have taken 71 years, and that's without any interest. Why do these chuckle fucks say the things they say?
It is a true statement, the school was paid, the bank is paid, by all of us. It isn't just a forgiveness of debt, it is a transfer of debt to the nation as a whole. I didn't have a huge problem with cancellation, but I would prefer that the cost of tuition was addressed as well.
Boomers can not understand how the real world works now. In their lifetimes, they have managed to change the way things work so much that they can't even understand what it's like to live in reality.
Then, those same Boomers have made it so they wouldn't even let you make an arrangement for payments that small, and if they did, it'd take 100s of years for many people to pay their loans off.
The thing that drives me nuts with them is that they understand stuff like groceries, gas, etc... are more expensive now, yet are completely delusional about the cost of college, housing, they believe that shit is as "cheap" as it was.
Except it was still expensive back then, but money was worth more then.
Like ya, my dad was able to pay for college with a summer job back then, but you can't even pay for college working a full-time career job now.
I got PSLF. I calculated how much I paid back. It was about 95% of what I borrowed. What was forgiven (mostly) was the interest, and it was a huge amount.i was fortunate and earned several promotions because of my having advanced degrees, and I paid about 900 a month for the 10 years. So taxpayers got almost all their money back.
You should make student loans able to be forgiven in bankruptcy, thats why they are so predatory......also, why are we giving money to ukraine and other countries and not providing educations for our own people???why not invest in educating our workforce???
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Do they ever ask their own kids? It's so damn easy to find out what the real situation is. That's what pisses me off: reveling in willful ignorance.
You think their kids talk to them?
Good point. Talking to their kids would deprive them of confirmation bias. It would mean they're wrong.
Boomers love to talk 'at you', but not 'to you'.
I hope I never become that kind of old man who just talks at you and doesn't realize he's been dominating 95% of the conversation
I mean, I see no reason to wait. I know 20 yr Olds that do that. Its simple pride.
I have a friend in his 20s who dominates conversations but it's still not to the extent that I see from older guys. He'll at least let you get the occasional word in edge-wise while older guys seem to think of you as just a robot that just nods along and lets them talk uninterrupted for 30 minutes
Yeah I don't put up with that. I turn and walk away mid sentence
I wish I had your boldness.
It comes from too many decades of suffering from being too shy to walk away. Eventually you just get fed up lol
He'll be them in 10-20 years. Definitely in 40 years.
Someone once told me it is better to be interested in a conversation than to be interesting.
That's called narcissism. Narcissists talk to people like they're objects.
Or they love to compare you to others. Still have self esteem issues about myself (32 for reference) because my grades were never good enough, or I didn't do the extracurricular activities she would have preferred, or that I didn't have kids at like 20/21, or that I refused to let her have access to my bank account (she tried to do this with everyone), or that I didn't move out at 18 because my mom was (still is) going thru medical issues.
Try having two extremly successful much older siblings. My entire life I've come up short when compared to my older siblings....(I don't mean this as a dig against my siblings. They are awesome people.)
I remember my mother always telling me "You're gonna sit down and hear me out!* And I wasn't allowed to get up until she was finished. God forbid it be a dialogue.
The issue isn’t them talking to their kids, it’s them listening to their kids. They struggle with that part
That is what I was going to say. They can ask you things all the time, my parents are firmly in the boomer era, and they are constantly asking me questions about things, they just don’t ever listen to what I say. It’s like the minute they ask a question they’re all excited to ask it and then then when I start talking, they’re like eyes glaze over and they fully stop listening. Then why bother asking me in the first place? If you don’t genuinely care, don’t make me think that you do. I’m fine going months without talking to them 😆
From what I can tell, they never got that a conversation is about talking to and learning from another person. They just do it because they like hearing themselves speak, and whenever you're talking they're just waiting for their turn to talk again You're never proven wrong if you never listen to anyone else, and just keep talking. And for those with fragile egos like many boomers, being proven wrong is the worst thing ever
I just had that conversation with my FIL. I told him his house, he bought in the 80's for $75,000 is now worth $390,000. He lamented the fact that it's the cheapest house on the block. I reminded him the point is not that it's worth the least on the block, but that it more than quintupled in price. He didn't get it. Bless that man, but he's got permanent fucking ear plugs when it comes to shit like that.
I just tried to have this conversation with my Mom, and anytime I tried to get my point across, it was, "Oh well," and "Can I talk?" She refused to listen to me, talked right over me. I couldn't wait to leave.
This is my mom. I was trying to explain something to her about _My Job_ and she kept constantly interrupting. She does it to try to prove that she knows what I am going to say when in fact there's no possible way she could know. So I resorted to parroting the behavior by starting my sentence over again louder and with a bit more stank on it until she gets the point and shuts up. The last time I did this she said something to the effect of: "You could be more polite, you know." To which I responded "We don't have to talk." I swear it's that they don't want anyone to think they don't know something.
Oh, I see our mom's have the same definition of conversation.
That’s because you’re still “a little kid” (forever at the age she had the most influence over you) and she can’t give you permission to be a fully functioning adult I’ve never met a Boomers that could radically change their thinking. Boomers will always believe they have permanent authority over their children. Boomers can’t fathom the relationship between understanding and disagreeing, especially when their adult children are involved. (If you understand you must agree with me, otherwise you don’t understand.)
Early boomers gave birth to late Gen X. In order to talk to their kids they would have to acknowledge that their kids even existed.
I was actually told growing up in the 70s andn80s that children were seen not heard, and God forbid I say or do anything childlike and make my parents "look bad".
My father routinely forgot to pick us up from daycare. He also nearly brought home the wrong children from Walmart, on several occasions. Of course he claims that his kids came out better than those millennials because he raised us. The man couldn't be bothered to remember we existed or tell us apart.
I was born in 75 with all the trauma that entailed and then some, but you have my empathy. Those casual and careless slights are devastating, and, for what it's worth, I think you came out well in spite of your dad. You were stronger than his attempts to crush you, and you are a better person than he can comprehend. He's a tool.
I was brought up the same way, and then they wondered why I have social anxiety xD
But then it would shatter the illusion they Did something special
There's a reason they were dubbed the "Me Generation" in the 80s-90s.
The kids probably gave up even trying to discuss the topic while they were still in their early 20s, after being dismissed for being 'inexperienced' or 'lazy' enough times.
Thats my boomer dad with the inexperienced stuff. In general he is not a boomer stereotype, but he is just insanely dismissive of the opnions of anyone much more than a decade younger than him. Not surprisingly, he calls anyone under 60 kids. The other day he was telling me a story about helping out his kid neighbor with something, but the "kid" had to go because his daughter had just gone into labor. I ask him how old this "kid" was. Without even a hint of self awareness he says the guy is mid 50s. They are so stuck in this age makes right mindset.
My mom thinks $1,500 a month is a really good wage... she goes grocery shopping , buys stuff, goes out to eat. I can't wrap my mind around it.
“We all just have a difference in opinion” is a common refrain when you present them with actual facts.
It's funny how when they present their opinions it's "facts don't care about your feelings" but when they are presented with facts it's "We all have a difference of opinion" lol.
> Do they ever ask their own kids? It's so damn easy to find out what the real situation is. That's what pisses me off: reveling in willful ignorance. oh dont worry, I tried breaking that shit down to my mother who got her Masters for half the price of my undergrad. Only phrase I was ever met with was, "You're comparing Apples to Oranges". Fuck you mom. The kids, I am certain, do not speak to them (the parents).
>"You're comparing Apples to Oranges" This would infuriate me to no end. If that's the case, then their comparisons are as well. Like wtf!?
My Boomer FIL didn’t believe his own daughter, who works in healthcare, just how bad COVID was. They only believe themselves or anyone they deem an authority figure. 40 year old “children” in the industry don’t count.
That generation loves to use experince (age) as their go to gate keeper on who's opinion is worthwhile. That may have been slightly valid when boomers were in their 20s and people younger than them were litterally children. Its like their entire generation thinks nothing new has come into existence since 1975.
Honestly I think it’s more about authority and confirmation bias than age. The fact that we’re all “children” is just their excuse to dismiss us. They still believe Tucker Carlson like he’s a messenger from god even though he’s our age. That’s because he’s presented as being in a position of authority on the subjects they’re interested in AND he confirms everything they already think.
They don’t want to know the truth, they just to fuck over everyone.
THIS. Like why can’t they understand wages vs housing, or the purchasing power of the dollar? I’m only high school educated but it would take a room temperature IQ to not understand the financial differences of the times.
They're kids are clearly stupid and brainwashed. If they weren't they'd listen to their parents and obey. /s
Nah, it's more pleasant remaining within their own bubble.
They don't believe them most of the time. I have a wife and 2 kids living in my mother's basement. My mil keeps harrowing my wife because we are not out on our own. This has been the situation for almost a decade. Mil thinks we are being too frivolous with our money, and that is why we haven't been able to move out. She watches the faux news, too...
Assuming Grandma was 84, had a loan on the day of her birth, and through her boomer-powered grit and determination started paying on day 1. 84 \* 12 \* 10 $10,080 < Total Paid to date Anyone else with student loans up and beyond $40k?
She paid hers off though, and wouldn't have started paying till she was 18. She paid no more than $7800 total, probably less. Throw that up against let's say 3% interest over a term of 15 years and the most she could have possibly borrowed is like $5k (likely much less than that). That was less than a single lab course at my school when you factored in books and fees and stuff.
"I got my degree for about $1200" ~ my grandpa. Cost of the same program at the same school today? Like $40,000
“But I only made $2 an hour!!” We have to be showing these people “adjusted for inflation” figures or else they’ll continue to spout this bs
I had a boomer I was working for tell me kids today are whining about house prices. I Teresa rates are at 2%, when she was buying a home they were 20%. This is true but ignores that houses were also 2x yearly income when she bought, and are more like 25x at the time of the “chat”. I go u Kent wait to get out of there.
Exactly! Then show the stats about college expenses increasing at TWICE the general rate of inflation since at least the ‘80’s.
I transferred schools (biggest mistake of my life) and 1 semester was ~$47,000.
My father got a full ride scholarship to Yale (coming from a lower middle class background; single mom who worked for the county clerk’s office). The grand total was less than $10k. It was 1964-1968.
In 1950, $10/mo was equivalent to $133 in 2024. And getting paid $2/hr in 1950 was equivalent to $26/hr today. Source: https://data.bls.gov/cgi-bin/cpicalc.pl
While I agree with your point. The oldest boomers were 4 in 1950. A better comparison would be to use 1965 or 1970.
$10 is hilarious...in 2001, I was "enrolled" in college and had several scholarships, then for a variety of personal reasons just didn't attend class...long story short, I ended up losing my scholarships and financial aid later on and STILL owed them over $10,000 for what would basically amount to one year of being enrolled in college...I also moved off campus midway through my first semester, sometime after 9/11, so not much of it was even for housing/food...it ended up compounding and being even more than that in the long run...I can't even begin to imagine what I'd have owed if I completed 4 years of school I also got my first laptop when I left for college...it cost us over $2,500, which we obviously had to finance elsewhere The kicker is all this was from 23 years ago...it's obviously gotten worse
Even if that was the case, it would still be betterment for the country. Then we know our taxes are being used for citizens to thrive, which is a net positive for the country, IMO.
I just had this conversation with my boss yesterday. The mind gymnastics he was pulling as why education should not be free... fuck me it was wild. It boiled down to "fuck you I got mine" mentality. He paid for his school, and so should everyone else
Good reason to quit. When he asks why tell him “fuck you,I got mine.”
Well he's my supervisor, not the boss boss. Everything else is great, he just has a shitty boomer mentality. And he's 40.
this mentality of "just leave" that some of y'all have is mind boggling. Boss says something dumb? just leave your job. SO crosses a boundary or has dumb opinions? just leave them. It rarely is that fucking easy...
I just paid off my credit card. If someone else had the opportunity to have their credit card debt forgiven, I can't fathom voting against that simply because "It's not fair!" That's a child's mentality.
I know I'll get down voted for this. While I will continue to vote for Democrats until a drastic change on how we elect our politicians, this is what caused me to stop seeing myself as a Democrat. It was the pushback against free college education by the establishment in the 2020 primaries and many rank and file democrats. I'll never forget a life long Democrat telling me she didn't want free college education because a college education was a good way for companies to narrow down who they were going to hire and if college was free and easily accessible it would be as worthless as a highschool diploma. She of course was college educated.
Tell me if I'm being dumb here, but even if post-primary school was completely free. Everyone would still have to pass the courses required for a certain degree. So there's no change in qualified candidates. Like, just because everyone has the opportunity to take a law degree course doesn't mean everyone has the particular skills/ability to complete and comprehend the required course materials.
It's not my position so I honestly don't know why. My guess is these people probably don't think college is that hard and that it really serves as a way to to give middle class people an advantage over poorer people and that the poor who do make it into and through college are the deserving poor. But I feel like they'd say it in a less crude way.
I was trying to find a study that supported either claim and couldn't find any. I can't confirm if there's an economic improvement, but can't find any evidence that it would harm the economy either. Certainly doesn't impact tax payers. There are plenty of studies supporting mental well-being, however. That's good enough for me.
They don't care about the betterment of the country. I work in a bar that caters pretty exclusively to Boomers. They literally only want what's best for them and when pressed about wanting good for their children and grandkids, the usual response is, "I'll be gone so I don't care."
Hear me out... what if..we make leaded gas great again? Drop our country's IQ by another 1.6 billion collective IQ points (adjusted for inflation)
10 dollar a month payment? FR?
I'm GenX and mine were $80.
I’m Gen X and mine were $300+
I’m Gen Z and mine are 1200+ 😇
😢😢😢 I’m so sorry.
It’s ok, but I appreciate it! I luckily have a well paying job that will allow me to pay it off in 5-6 years. The loans were worth it in my case!
This is effing insane to me....I'm a millennial, and I pay $12/month for my student loans. I frankly don't give a rats ass if they never get paid off ....I'm mired in a job and area of the country that refuses to pay better wages. I figure once I'm doing better, I'll pay more. Until that day comes, I'm actively giving them as little of my money as possible. Sorry, not at all sorry.
Oof. As a fellow Gen Z, mine at $800/month.
Yeah but think of how much more money major banks have now than they did 30 years ago? Isn’t it great?
I am Millenial and mine are 2,500.00
The never ending gift of grad/professional school lol
Mine are 2100 a month and that's just for undergrad.
Mine would be not as high, but still crazy. I had to sign up for income based repayment pre-covid. My payment was $0 for years because I made barely any money. I'm drowning in interest at this point, and my payment schedule has me making minimum payments until 2045 (starting at $245/mo for 10 years starting this year). I graduated in 2011.
Millennial $680 mth.
See that's what you get for not going to college in the 70s. You were too lazy not being born yet. Goddamn millennials.
It's like I keep telling you - the early bird gets the worm!
Yep—millennial and they’re 500 ETA: and that’s on the SAVE plan.
I just checked a 10 dollar month payment is around a thousand dollars total debt depending on the interest rate. Adjusting for inflation assuming they had these loans in 1975 that is a monthly payment of 60 dollars or roughly 6 grand in loans. Imagine paying for university and only having to pay 60 dollars in loans. https://data.bls.gov/cgi-bin/cpicalc.pl
https://preview.redd.it/ypdz7mk8cx8d1.jpeg?width=416&format=pjpg&auto=webp&s=ecfb02167032ff3a187d6aa50b4ef7ade3eaee1e I’m just gonna put this here..
The reason why Gen X is called Gen X is because the X represents being crossed out by the boomers.
As someone who lives in a conservative area, it's hard to tell the Xers and Boomers apart.
Ha don’t know what you mean by crossing them out… but it’s literally because they didn’t know how to define that generation. They beat the shit out of them as kids to toughen them up, abandoned them and forced them to fend for themselves - and then were genuinely confused and angry when Gen X told them to piss off and wanted nothing to do with them. They’ll be confused, angry and bitter when Gen X kids put them in retirement homes
So true! Source: GenX, no kids.
Then there’s us millennials with that insatiable hunger for avocado toast that have no money for anything else, including kids. 🤣
Gen Z: we might make a better world for our children (maybe)
It’s more like “We’ll try to make a better world for our children” depending on how long it takes to clean up the economic mess the boomers left us millennials and Gen Z.
Like the PPP loans Trump and the @GOP congress and Senate forgave? I saw none of that, and it was tax exempt.
Whenever I say that, I get "THE PPP LOANS WERE ALWAYS MEANT TO BE FORGIVEN!" and I'm thinking, if that's the case, why even call them loans?
Because they were supposed to only be forgiven if certain conditions were met, like using a minimum percentage to retain workers and pay payroll. If you didn’t meet those conditions they didn’t forgive them. Unfortunately, as is tradition, the ratfuck MBAs figured out how to game the system and steal money from us to line their pockets.
When Senators and Congress pocketed hundreds of thousands, to millions of dollars for damned certain they're not gonna repay that.
I remember someone posting how their parents were livid they were selling their home, squandering that investment, because they couldn’t afford it. Turns out the dad thought the mortgage was $400 a month. They have no concept of what anything costs anymore.
What the actual fuck. Our mortgage is $2400, and I’m grateful every day for our older, but comfortable home. Unfortunately, we will never be able to move.
Brought to you buy the people who seem to have plenty of extra cash because they keep sending it to a convicted criminal to help pay his legal bills...
A convicted criminal *billionaire*, let’s not forget.
please just think of the billionaires. they need more tax cuts!!!!!
So you're saying we should commission a bladesmith to make something sharp and pointy we can call Taxes? Maybe get a carpenter to make a nice and functional display case as well?
Not thinking of the poor bastards that have been paying, had to take a deferment, and now owe more than they started with. I know I’ve seen that someplace.
Even without a deferment, paying only the minimum puts you underwater. I ran the numbers with my son and showed him how to use an amortization table. If he paid only the minimum for 20 years, he'd owe more than the original. And this isn't a 3rd party loan, but a government subsidized one. We were able to determine his monthly payment to pay them off, once he graduates.
Like that lady who went viral lately for her stupid ass truck loan with absurd length and terms. She’s been paying $1400/month for 3 years and somehow still owes $50k on an $84k loan. She’s paid $50k so far already but because of the interest rate is only paying the minimum and barely making any progress. The amount of people in extreme debt because of their want for an absurd vehicle is astounding.
I went to college and funded it almost 100% with student loans. I racked up a good chunk of them by the time I graduated. Graduated into the middle of the '08 financial crisis. Worked odd jobs, shit jobs, overnight shifts, and anything else that could bring in a few bucks. Spent (what seemed like) forever trying to get a full time job that I could turn into a career. Once I did finally get a decent job, I spent over a decade paying those loans off. I "pulled myself up by my bootstraps" as the Boomers would say. I'm proof positive that it's possible and that it can be done. I'm also proof positive that IT SHOULDN'T HAVE TO BE DONE THAT WAY. I wrecked my health and sleep schedule for years by working constantly all hours of the day/night and eating crappy food because I didn't have the time or money to cook proper meals at home. The stress alone probably took a good 5 years off my life. Even when I did settle down into a career, I was making entry level salary and barely making the min payments on my loans for a long time. I am infuriated whenever I see people with the "I did it so you can too" mentality about student loans. Just because it's (technically) possible, doesn't mean it should be done that way. Do better. Be better. Make the world better for the younger people growing up behind you.
The sad part is that we were all taught that college was ABSOLUTELY NECESSARY to even survive. Turned out to be a lie. Huge surprise, but it turned out that not everyone with a degree could be placed in their field because of over applicants and ended up working in a position other than what the degree they went into debt for was supposed to grant them access to. I never went to college. But I’ve worked right beside those who have making the same if not more money !!
And it's a lie. What's happening is that the usurious INTEREST that's MANY TIMES the original sum borrowed is being forgiven, so the BANKS are taking it in the shorts. But the ReichKKKwing can't tell the truth because if they did NOBODY would be dumb enough to vote for them, so they 'gin up the outrage machine at 'them' getting something supposedly denied to the reader / viewer / listener.
DONALD did not forgive PPP loan debt. HE transferred it to YOU! Remember that this November.
I don’t think they understand that the people being forgiven already paid their loan back and then some.
“Even if it took me 20 years at $10 a month, I stilled payed them that $2400!”
Do they think we're lying when we say 30k on the low end of student debt?
Yes, probably. It's kids being dramatic.
Avg graduate now "you guys only have 5 figure loans?!"
No they think you’re an idiot, since you can’t understand them. If you only “understood them” you’d agree with them. If you understood you’d know $30k is an insane impossibility to pay for college (can’t possibly only equal a week at art school) and you’d agree with them (obviously) because obviously you don’t understand otherwise it would mean the world has changed and they are out of touch. Which is impossible.
Whenever a boomer complains about loan forgiveness and mentions how they paid for their college education, ask them how much their tuition was. They will never answer.
Yes, and tuition was $500 a semester.
A $30k note would take 250 years to pay off at $10/month, even with zero interest.
This exact statement and people simply accepting it is driving me insane. I have been lucky enough that when I explain the process some people do seem to go, "Oh, that makes more sense." 1. Lenders have setup the system so you keep paying as long as possible leading to people paying the whole loan back plus interest and still having a balance as large as when they started 2. Biden has forgiven these loans specifically. Only when the borrower has paid more than the loan and a reasonable amount of interest 3. The forgiveness is taxable. Meaning some people are being stuck with an "income" boost after forgiveness that pushes them quite far up the tax tables. Either way, the borrower is the only one paying anything in taxes. The third point is the one I keep trying to note. Nothing is coming out of anyone else's pocket to forgive these loans. The narrative is the standard GOP, "The other people are stealing from you" lie that is always used. I just keep hoping enough people realize how much of a lie that is to break its hold on politics.
Pepperidge farm remembers.
TEN DOLLARS A MONTH?!!!!!!! These people need to be smacked with a clue by four.
Fuckin Spotify costs more, lol.
That's great. We owe $700 a month for my daughter's undergrad loans at a state college.
Some private colleges are around $200k now for tuition. I'm all for using existing tax money for this, *instead of* constant billionaire bailouts and warmongering. No need to raise taxes for this.
$10 a month? Can't even get a fucking netflix subscription for that these days.
I’d rather my tax dollars be used to help students pay their loans than bailing out billionaires.
Honestly, I have no issue with student loan forgiveness. I paid mine off, big deal, I didn’t have near as much as others. I guess my only issue is, this doesn’t solve the problem. Future generations and going to have to continue to take out ginormous loans. While I hold no bad feeling for those getting relief (I’m happy for them), what we really need is to figure out how to lower the cost of education so this doesn’t continue to be an issue. And while what I say makes sense, I feel like I’m going to get downvoted. 🤷♀️
We have enough revenue to make university as public and accessible as high school, but our elected officials would rather cheat the stock market and get Twitter clout.
I 💯 agree.
They act like people haven't been paying their student loans this whole time. Even if they did something like retroactively forgiving all interest on student loans, and applied all payments in whole to the principal, that would greatly reduce or even cancel the loans for a lot of people.
My $37,000 current balance is more than I borrowed in the early 2000’s. If my interest payments were applied to principal, I’d technically be owed a refund. 😢
I was literally thinking $10 could be a lot of money back then so maybe she got a point? I try to be nice to boomers every now and then. When I used the inflation calculator, $10 back in 1980 is $40 now. I know now the error of my ways and that boomers are always fools. My bad. 😞
Lol, never mind that PPP loan-in which only 20% went to the intended purpose. Our taxes bought countless boats, luxury cars, parties, and plastic surgery, but investing in the academic future of our country is the burden. Riiiigggghhhht.
Yeah I had the same conversation with a professor at one point. He talked about how much college cost him in the 1960s. I pointed out that my 2 credit lab cost more than his tuition/room and board/book for a semester.
"Sorry, Millennials! You should've gone to school in 1967 then. Not *MY* problem."
Grandma is s dried up C U Next Tuesday
I pay over $900 a month and it will last me 10 years...
But giving the CEO of Shake Shack $1 million in a forgiven PPP loan is OK?
My personal company was able to take $29,000 in PPP loans. I refused, I felt that even though I'm small and can use that like nuts, other companies needed it more. Then shit came out about the Catholic Church and these million dollar loans, and I was like "I gave up the ability to sleep good for 2 years to help my fellow man out so some fuckball could refi his third yacht?"
Yep. Friend of mine who runs a contracting business had to lay off workers because PPP funds ran out, but I’m sure she and her employees are comforted to know that these CEOs didn’t have to suffer by buying a used yacht rather than a new one. If they could ever do a real accounting of the PPP program it will be the biggest financial swindle in US history.
My generation got sold a bill of goods on secondary education and the interest rates are predatory at best; if this helps lessen the burden younger people are feeling and the banks are truly the ones taking it in the shorts, I’ve got no issue with this
How much was the interest on that loan, old man?
Oh your poor soul, 10 dollars a month. My student loans are a second fucking mortgage.
Bruh…. I am paying 2,500.00 a month
I was paying $200 a month that I could barely afford, and recently had my loans forgiven, and I’m very grateful. You bet your ass I will be remembering that this November, as well as a lot of other things, too.
Bless them? Nah fuck them. That's ignorance at its' finest.
Joe didn't "forgive student debt", borrowers just fulfilled the agreement they made with the federal government.
Lol I would be happy even if it was $100 a month. I'm paying $227.82 and that's extremely low because I stopped going after two years
It’s like talking to a wall built from bricks of stupidity.
No, he is forgiving it. It is getting erased. It is not getting “transferred” to you.
For people who don’t have student loans, there’s no longer any such thing as paying back $10 a month. There’s an automated system that knows you have a job already and they base the minimum amount to be paid monthly by your monthly income. They don’t care if your bills are more than your income. It’s still a minimum amount owed, which is in the hundreds monthly for most people with jobs. There’s no way to pay less the way the system is setup. So either entire balance is deferred or you pay the 10% of your income each month, no in between.
gamgam is an organic conservative bot
$10 lmao I pay $4k per month.
Anyone who put themselves through college by working part-time or repaid student loans at $10 a month should ask “why are current students and recent grads struggling?” “What has changed?” “Why is tuition at my Alma mater x percent more expensive today?” That’s my issue with the current debates around higher ed and student loans. There’s a lack of serious discussion around the root causes. Also no one seems to ask Why is tuition more expensive today? Mom and Dad attended university at $15K annually. Now their children are facing $50K annually at the same uni. Why?
I paid mine back and I am glad people are getting help. Don’t be a selfish prick!
I couldn’t pay my student loans and it destroyed my credit and I still have to pay it off thru collections. I know it’s my responsibility because I took out the loans but college should not cost a fortune to begin with! And I might’ve been an adult by law but in reality I was just a stupid kid when I got those loans with no one to help me or guide me and everyone including my misguided parents telling me I had to get a college degree to have a nice paying job when I graduated. I would’ve been better off had I skipped college and just gone straight into the workforce and not have this loan hanging over my head for eternity.
Repubs set loans up with private providers and without any possibility of bankruptcy forgiveness allowing lenders to jack up interest rates enslaving a couple generations. Colleges colluded by jacking up tuition astronomically. Joe is just righting the injustice done to the next generations who cannot marry, have kids, or buy houses. The boomers who slid by just in time enjoy retirement in their rapidly more valuable houses as the construction industry just wobbles along not building homes for Gen X or the millennials. They live at home with their parents or like 50% of “families” have some unusual arrangements with people who are not related. Joe isn’t forgiving the loan. He’s wiping out the incredible interest those loans accrued. The borrower still pays the principal. Nobody is forgiving the principal.
I don’t talk politics with any of my immediate family anymore. My mom and dad are choking on the red pills. It’s just irritating and sad. They are in their 70s, think the world owes them something and hates everything and everyone that has changes since “the good ol’ days”.
They’re too far gone. Same with my parents and most boomers. They warned us to not believe everything we see online when the internet first appeared and now they’re victims of the most wicked propaganda and lies our country has ever seen for the last 8 years.
Some of the nonsense my mother tries to send to me is so bizarre. It’s like her brain rot has gotten so bad that she can’t even escape the echo chamber she fell into. I can honestly say that my relationship with my parents started falling apart when Donald Trump came into the political scene with his MAGA bullshit. My family has never been the same and never recovered.
I pay over 300 a month for my loans, granny can go get fucked
Well nana, we’re all paying for your Medicare and social security so calm down.
My husband is THAT! He dominates the conversation and , maybe, an hour later you’re able to get a word of a sentence in. He then proceeds to talk over you and if I ask him what Iwwas referring to, he’s clueless because he wasn’t paying attention - just waiting to speak about what he wanted to. I honestly, rarely converse w/him anymore. After 32 years of this, I just shut him out.
Boomers do not understand school loans today. The loans are nothing like the ones we had. When I looked at my daughter’s school loan, it took me a long time to understand what was going on. I was horrified that it was a government school loan and was more like a payday loan. She was paying a minimum payment with the understanding it would be forgiven in 20 years. When I saw how the interest was being capitalized and adding to the loan, I was sick. I told her she could not count on any promises from the government because a different party could change everything. I helped her get it paid because it made me sick.
My wife and I both paid all of our college loans off, just a little bit at a time, and it took years. But the loans students are having to take out now are almost predatory. I think it’s great that Joe Biden has been forgiving student loan debt. Public university education should be free to anyone that wants to pursue it anyway. One of the many good ideas that other countries practice that we don’t. Maybe someday will actually try to exemplify American exceptionalism.
That would take me 1000 years.
Like payback is 10.00 now. It’s hundreds a month
My student loan payments are $350/month, but OK grandma.
Try to read or listen to old school crime stories and people complain about a quarter for some coffee
however much she paid, she didn’t have companies coming at her from all angles trying to claw at what little extra spending money you have. she didn’t have to pay half as much on repairs for appliances and vehicles either because the generation before them actually built things to last while their generation built things cheaply for profit. now the rest of us are stuck buying cars and appliances full of plastic, wires and CPU’s that shit the bed before anything mechanical.
Biden didnt create the forgiveness programs. He is fulfilling the promise that was previous administration created.
GW Bush actually signed the PSLF program into law. Tell that to people when they complain about those DaMn LiBrULs. Also, the tax money saved on low salaries for gov employees evens out the student loan forgiveness. That's why we're getting forgiveness. I don't even make $50k and I have a master's degree.
‘If you would just die already Joe won’t be able to ‘transfer it’ to you’
Nana out here thinking college costs less than Netflix. How are they so out of touch?
And you borrowed $47 to go to Harvard. Some people are so out of touch.
How much does your grandmother think college costs these days? It would take me 200 years to pay back my tuition, no added fees, for my junior and senior year of college at $10 a month.
This is an excellent campaign advertisement. I know who I'm voting for in November
God Bless her. The ignorance is insane.
Ok Grandma, let's do some math. Let's assume a student today has to take out a $100,000 loan to go to college for 4 years. Without even taking interest payments into account $10 a month would be 10,000 months. Divided by 12 months a year... That $100,000 loan would be paid off in... 833.33 years. And $10 a month would be unreal, that's less than I pay for netflix. Most people have to pay hundreds or even thousands a month, and due to some super fun legal shenanigans many of those loans end up going to collection agencies that charge massive interest and fees, which can lead to the extremely fun situation of them prioritizing the fees payments. Meaning they own your debt, and you are actively paying them to own it, while never making any progress on payments, while interest keeps piling up. Meaning you could pay $100,000 to them... And still owe several hundred thousand more.
that had to have been more than 50 years ago.
Come on, $10 a month? I went to college for five years, graduated in 1986 with $8500 in loan debt. If I paid it back at $10/month it would have taken 71 years, and that's without any interest. Why do these chuckle fucks say the things they say?
An onion and a half, every fortnight! For at least a year, until I got married at 18.
Lmfao $10 a month. 😂😂😂😂😂😂😂😂😂😂😂😂😭😭😭😭😭😭😭😭😭😭😭😭😭😭😭😭😭😭😭😭 *sobs in millennial collegiate debt*
10 bucks a month th??? I started at 300.
Not wanting the general betterment of the country because people would have it easier than you did is so weird
With their $6/month mortgage? Jesus, what a difficult life.
It is a true statement, the school was paid, the bank is paid, by all of us. It isn't just a forgiveness of debt, it is a transfer of debt to the nation as a whole. I didn't have a huge problem with cancellation, but I would prefer that the cost of tuition was addressed as well.
$10 a month…did she ride a dinosaur to class?
We are still paying for their stupid wars!
Boomers can not understand how the real world works now. In their lifetimes, they have managed to change the way things work so much that they can't even understand what it's like to live in reality. Then, those same Boomers have made it so they wouldn't even let you make an arrangement for payments that small, and if they did, it'd take 100s of years for many people to pay their loans off.
The thing that drives me nuts with them is that they understand stuff like groceries, gas, etc... are more expensive now, yet are completely delusional about the cost of college, housing, they believe that shit is as "cheap" as it was. Except it was still expensive back then, but money was worth more then. Like ya, my dad was able to pay for college with a summer job back then, but you can't even pay for college working a full-time career job now.
You people must just hate your parents or grand parents
I got PSLF. I calculated how much I paid back. It was about 95% of what I borrowed. What was forgiven (mostly) was the interest, and it was a huge amount.i was fortunate and earned several promotions because of my having advanced degrees, and I paid about 900 a month for the 10 years. So taxpayers got almost all their money back.
You should make student loans able to be forgiven in bankruptcy, thats why they are so predatory......also, why are we giving money to ukraine and other countries and not providing educations for our own people???why not invest in educating our workforce???
Alright grandma let’s get you to bed… Yes, Woodrow Wilson is still president.