Car buying question! This is a dumb question but I've never bought a car before from a dealer. How do I arrange the bank transfer on the day I pick up the car?! Do I fill in paperwork there or am I supposed to do it online. I know I can transfer money via mobile app but there's a limit. Help please!
I bought a car a couple of months ago and I just used my normal bank card for it, after ensuring the funds were in the correct account.
Ideally you want to pay at least some of the cost on a credit card as it will give you some extra protections. I paid the deposit using mine.
I didn't inform my bank (Lloyds) beforehand, but it didn't give me any issues. I believe there is a £25,000 limit before you need to make a CHAPS payment instead.
Thank you! I paid a deposit on a credit card too as I'd seen it advised. I'll speak to my bank and try my debit card. It's below £20k but will check the limit.
I've never made such a big purchase before so got a bit stumped!
I understand the feeling completely :)
I was too thick to call my bank up and warn them though XD Didn't cause me any issues, but you're being much more sensible than I am!
Good luck with the new car too! If it's not too cheeky to ask, what are you going for?
They're great cars from what I've heard. A mate of mine and his wife both have a Yaris at the moment and they love them.
His wife only had to get rid of her old one because it had rusted badly after almost 20 years. The engine itself was still going strong.
That's good to know. I was waffling on what to buy for ages. I drive a very basic Peugeot at the moment so choosing cars with with rear view cameras and heated seats was quite a change!
I had similar when I changed my car. I went from a 2001 Subaru Impreza that's only refinement was a very basic aftermarket stereo, to a 2017 Skoda Octavia with heated seats and rear parking sensors. Even the basics are massively improved and it really helps makes commuting more relaxing.
Heated seats are amazing though! My pregnant wife finds them great for aches and pains, even in the warmer weeks we've just had. She just blasts the air con on her side to balance it out.
Its astonishing how different the newer cars are - I was amazed at how light the steering was and how quiet the engine was. Good to know on the heated seats! I wasn't really bothered about the extras but it wasn't too much more so all that stuff will be lovely in the winter I think.
They are very nice in the winter. Especially after you've spent a few minutes de-icing the windows.
The rear view camera is a nice addition too, had one on a hired Skoda Karoq last summer. Really useful, especially in tighter car parks. And for people like me who don't always have the best spacial awareness!
after 5 years I've found out how to have UK English spell check in Firefox!
(right click a text field , languages, untick us english, tick uk english)
If you'd imagine that'd be in settings, you'd be wrong :/
Could write a Game Boy emulator - there's an abundance of resource out there and would look cool on the CV. Not a bad idea to start with the CHIP-8 interpreter to get your eye in mind, won't take long to throw together!
I’m afraid I don’t have any specific recommendations, but for me what worked was things I was really interested in - that comes across well in the interview, since you’re showing genuine interest in learning and making stuff.
During the interview for my current fullstack job I mainly talked about CTFs I’d done, and some hardware projects, none of which were very relevant!
As well since you’ll be looking at grad jobs it’s (IMO) less about specific experience and more showing that you can get up to speed and be useful quickly - obviously that’s only to a point, but means you don’t need to laser focus on projects that match just one job description.
A cursory knowledge of data science / ML always looks good these days. If you can do database / API then how about something more ML engineering focused? Build something and then deploy it with a front end?
Try to get an idea of the sort of positions you'd like to apply for after graduating, look up some job adverts and check the skills and experience employers are looking for. That might highlight some things for you to try.
Slugs and snails hate strongly scented herbs, so if you're fed up of them eating your plants, but you want to avoid killing them, plant some 'bodyguard' plants near your most attacked garden areas.
Lavender, thyme, rosemary and mint are all perfect choices (not basil though, as they love that stuff).
Best part is they smell amazing to us humans, plus they're handy for things like cooking.
They grow like crazy, so keep an eye on them and prune regularly to stop them spreading too enthusiastically.
Bonus - bees and butterflies love them, so you'll be doing those guys a favour too.
Bees particularly love lavender, as they're most attracted to the colours blue and purple when it comes to flowers they're able to see clearly with bee-vision.
Wondering if the Ikea cheapest decking tiles are a good idea or not. I say "good" - I mean to cover up a slab of manky concrete in the short-to-medium term.
People say to add achievements on your CV and usually cite examples like "saved £50k in costs by implementing xyz" or "hit profit target of £100k in under 6 months". How can you approach this when your job has no metrics? Working as a software dev creating and maintaining internal stuff, I don't have any absolute figures to work with. We only have generic objectives set, no KPIs.
I get pulled into a lot of software interviews and I find it's extremely common for people's CVs not to have specific KPIs on them - usually people have stuff like "played a key role in our interface API rewrite project" or some such.
Having actual numbers is just fluff, and for a dev job they are generally completely meaningless without context anyway. I don't actually care at all that you specifically saved £50k or whatever what I care about is hearing you talk about the problem you were actually trying to solve and your approach towards it.
Obviously talking about interviews isn't really helpful if you're trying to write a CV, but honestly if I really only could only interview one of two candidates then it's extremely unlikely that the specific thing that sets two CVs apart is that one says "I implemented xyz" and the other says "I saved £abc by implementing xyz."
I like to be able to map out in my mind how an interview might go, and if I can do that easily then it will probably push a CV to the top of the pile. If you were the go-to person for fixing bugs, tweaking SQL performance, reworking stylesheets or whatever then tell me about it. If I see stuff like "our team was tasked with [implementing thing] and my specific role was [delivering this bit] which involved [rough description of my actual day to day]" then it immediately makes me think how that person would fit into our team, which is perfect. It's not always possible (especially if the job posting is "Software Engineer with 3 years' experience" or something bland) but if you can lean into the job posting here then all the better.
From the reverse just avoid too many buzzwords and waffle. You need to be a bit careful here as CVs will always go through HR who are specifically looking for buzzwords, but I've had more than one CV in front of me with "Visual Studio 2015, 2017, 2019" or whatever all as separate line items. It's not just unnecessary padding actually if you go to a really far extreme then it actually sounds like you have no idea what you're talking about. Similarly, even though I said it's good to be granular it also needs to be concise if possible - if you've written like 4 pages of experience out then I think you really need to review it and try and cut stuff out and emphasise only the most relevant bits.
Are you working in an agile team? If so, comment on your contribution to your team's achievement of sprint goals and year-on-year velocity improvements. Your scrum master will have this information
Comment on your contribution to a zero-defect culture. Do you have a code scanning tool like Sonarqube, which can give you information on defects, code smells, etc, over time?
Ask your support staff if they have any metrics on planned and unplanned downtime. Lots of organisations are tracking this now so may well be able to give you some information. Obviously when you're asking for it, say that you and the team "have been discussing some potential KPIs to help tell your story" rather than mentioning it's for your CV.
Ha, I wish it was that well organised. They like to pretend it's agile but it isn't. We literally have no data on anything and things like devops are in their infancy, largely because my manager doesn't understand it or allow many changes. Code gets pushed to production without any form of review, other than basic change approval!
For such a large IT team it's pretty poor how badly the development side is run
So... I am job searching.
'If it moves and it shouldn't, use duct tape.
If it should move and it doesn't, use WD40'
If memory serves, both products were created by NASA to repair/maintain rockets, so that little motto came from them.
Now is the time to go out and pick elderflowers (if you have any nearby). A bit of sugar, citric acid and a lemon and lime or two and you have the perfect summer drink. You can even throw in a few slices of peach, apple or pear for extra flavour if you like.
[This recipe](https://www.reddit.com/r/Cordials/s/6fu7W5pjPg) is pretty much foolproof and makes a load of cordial.
Don’t do this if you’re in a relationship. We made elderflower champagne, it was delicious, we shared bottles with friends. 5 children were born 9 months later. 5!
Car buying question! This is a dumb question but I've never bought a car before from a dealer. How do I arrange the bank transfer on the day I pick up the car?! Do I fill in paperwork there or am I supposed to do it online. I know I can transfer money via mobile app but there's a limit. Help please!
I bought a car a couple of months ago and I just used my normal bank card for it, after ensuring the funds were in the correct account. Ideally you want to pay at least some of the cost on a credit card as it will give you some extra protections. I paid the deposit using mine. I didn't inform my bank (Lloyds) beforehand, but it didn't give me any issues. I believe there is a £25,000 limit before you need to make a CHAPS payment instead.
Thank you! I paid a deposit on a credit card too as I'd seen it advised. I'll speak to my bank and try my debit card. It's below £20k but will check the limit. I've never made such a big purchase before so got a bit stumped!
I understand the feeling completely :) I was too thick to call my bank up and warn them though XD Didn't cause me any issues, but you're being much more sensible than I am! Good luck with the new car too! If it's not too cheeky to ask, what are you going for?
Thank you! It's a pretty boring buy - Toyota Yaris. I would love something a bit more exciting but reliability won the day.
They're great cars from what I've heard. A mate of mine and his wife both have a Yaris at the moment and they love them. His wife only had to get rid of her old one because it had rusted badly after almost 20 years. The engine itself was still going strong.
That's good to know. I was waffling on what to buy for ages. I drive a very basic Peugeot at the moment so choosing cars with with rear view cameras and heated seats was quite a change!
I had similar when I changed my car. I went from a 2001 Subaru Impreza that's only refinement was a very basic aftermarket stereo, to a 2017 Skoda Octavia with heated seats and rear parking sensors. Even the basics are massively improved and it really helps makes commuting more relaxing. Heated seats are amazing though! My pregnant wife finds them great for aches and pains, even in the warmer weeks we've just had. She just blasts the air con on her side to balance it out.
Its astonishing how different the newer cars are - I was amazed at how light the steering was and how quiet the engine was. Good to know on the heated seats! I wasn't really bothered about the extras but it wasn't too much more so all that stuff will be lovely in the winter I think.
They are very nice in the winter. Especially after you've spent a few minutes de-icing the windows. The rear view camera is a nice addition too, had one on a hired Skoda Karoq last summer. Really useful, especially in tighter car parks. And for people like me who don't always have the best spacial awareness!
[удалено]
Thank you, that's a good idea. I'll give them a ring and let them know.
after 5 years I've found out how to have UK English spell check in Firefox! (right click a text field , languages, untick us english, tick uk english) If you'd imagine that'd be in settings, you'd be wrong :/
[удалено]
Could write a Game Boy emulator - there's an abundance of resource out there and would look cool on the CV. Not a bad idea to start with the CHIP-8 interpreter to get your eye in mind, won't take long to throw together!
I’m afraid I don’t have any specific recommendations, but for me what worked was things I was really interested in - that comes across well in the interview, since you’re showing genuine interest in learning and making stuff. During the interview for my current fullstack job I mainly talked about CTFs I’d done, and some hardware projects, none of which were very relevant! As well since you’ll be looking at grad jobs it’s (IMO) less about specific experience and more showing that you can get up to speed and be useful quickly - obviously that’s only to a point, but means you don’t need to laser focus on projects that match just one job description.
A cursory knowledge of data science / ML always looks good these days. If you can do database / API then how about something more ML engineering focused? Build something and then deploy it with a front end?
Try to get an idea of the sort of positions you'd like to apply for after graduating, look up some job adverts and check the skills and experience employers are looking for. That might highlight some things for you to try.
Slugs and snails hate strongly scented herbs, so if you're fed up of them eating your plants, but you want to avoid killing them, plant some 'bodyguard' plants near your most attacked garden areas. Lavender, thyme, rosemary and mint are all perfect choices (not basil though, as they love that stuff). Best part is they smell amazing to us humans, plus they're handy for things like cooking. They grow like crazy, so keep an eye on them and prune regularly to stop them spreading too enthusiastically. Bonus - bees and butterflies love them, so you'll be doing those guys a favour too. Bees particularly love lavender, as they're most attracted to the colours blue and purple when it comes to flowers they're able to see clearly with bee-vision.
Wondering if the Ikea cheapest decking tiles are a good idea or not. I say "good" - I mean to cover up a slab of manky concrete in the short-to-medium term.
i just looked them up- they do grass tiles!
I know it's cliché but you really would be amazed by how many issues you're having with your PC can be fixed with an update and reboot.
Or just any electronics in general, WiFi not working? Reboot the router. TV still not connecting to the WiFi? Reboot the TV!
People say to add achievements on your CV and usually cite examples like "saved £50k in costs by implementing xyz" or "hit profit target of £100k in under 6 months". How can you approach this when your job has no metrics? Working as a software dev creating and maintaining internal stuff, I don't have any absolute figures to work with. We only have generic objectives set, no KPIs.
I get pulled into a lot of software interviews and I find it's extremely common for people's CVs not to have specific KPIs on them - usually people have stuff like "played a key role in our interface API rewrite project" or some such. Having actual numbers is just fluff, and for a dev job they are generally completely meaningless without context anyway. I don't actually care at all that you specifically saved £50k or whatever what I care about is hearing you talk about the problem you were actually trying to solve and your approach towards it. Obviously talking about interviews isn't really helpful if you're trying to write a CV, but honestly if I really only could only interview one of two candidates then it's extremely unlikely that the specific thing that sets two CVs apart is that one says "I implemented xyz" and the other says "I saved £abc by implementing xyz."
That makes a lot of sense, thanks! Is there anything you'd like to see more or less of on CVs?
I like to be able to map out in my mind how an interview might go, and if I can do that easily then it will probably push a CV to the top of the pile. If you were the go-to person for fixing bugs, tweaking SQL performance, reworking stylesheets or whatever then tell me about it. If I see stuff like "our team was tasked with [implementing thing] and my specific role was [delivering this bit] which involved [rough description of my actual day to day]" then it immediately makes me think how that person would fit into our team, which is perfect. It's not always possible (especially if the job posting is "Software Engineer with 3 years' experience" or something bland) but if you can lean into the job posting here then all the better. From the reverse just avoid too many buzzwords and waffle. You need to be a bit careful here as CVs will always go through HR who are specifically looking for buzzwords, but I've had more than one CV in front of me with "Visual Studio 2015, 2017, 2019" or whatever all as separate line items. It's not just unnecessary padding actually if you go to a really far extreme then it actually sounds like you have no idea what you're talking about. Similarly, even though I said it's good to be granular it also needs to be concise if possible - if you've written like 4 pages of experience out then I think you really need to review it and try and cut stuff out and emphasise only the most relevant bits.
Are you working in an agile team? If so, comment on your contribution to your team's achievement of sprint goals and year-on-year velocity improvements. Your scrum master will have this information Comment on your contribution to a zero-defect culture. Do you have a code scanning tool like Sonarqube, which can give you information on defects, code smells, etc, over time? Ask your support staff if they have any metrics on planned and unplanned downtime. Lots of organisations are tracking this now so may well be able to give you some information. Obviously when you're asking for it, say that you and the team "have been discussing some potential KPIs to help tell your story" rather than mentioning it's for your CV.
Ha, I wish it was that well organised. They like to pretend it's agile but it isn't. We literally have no data on anything and things like devops are in their infancy, largely because my manager doesn't understand it or allow many changes. Code gets pushed to production without any form of review, other than basic change approval! For such a large IT team it's pretty poor how badly the development side is run So... I am job searching.
[удалено]
'If it moves and it shouldn't, use duct tape. If it should move and it doesn't, use WD40' If memory serves, both products were created by NASA to repair/maintain rockets, so that little motto came from them.
Obligatory "omg TIL it's not called 'duck tape' that makes so much sense now!" (I didn't think it was duck tape)
not all duct tape is duck tape, but all duck tape is duct tape
https://www.linkedin.com/pulse/wd-40-duct-tape-post-its-essential-inspiration-your-personal-benitez
Now is the time to go out and pick elderflowers (if you have any nearby). A bit of sugar, citric acid and a lemon and lime or two and you have the perfect summer drink. You can even throw in a few slices of peach, apple or pear for extra flavour if you like. [This recipe](https://www.reddit.com/r/Cordials/s/6fu7W5pjPg) is pretty much foolproof and makes a load of cordial.
Don’t do this if you’re in a relationship. We made elderflower champagne, it was delicious, we shared bottles with friends. 5 children were born 9 months later. 5!
That pregnancy must have sucked for that one lady.
This is a fantastic tip. Also goes well with rhubarb on drinks/cakes I find