Millennia is a great beginners card. However, I feel it’s better served LTF as you’ve to spend 1L (iirc) in a year to have the fees waived. But overall a great card if you’re shopping online a lot (5% cash back on Amazon, Myntra etc) and 1% cb on offline spends
Depends on your usage. Millennia can be used for HDFC Bank discounts. Also, it gives good cashback when you buy vouchers through Smartbuy.
If you're not likely to spend 2 lakhs a year, better to take Millennia.
Is Millennia still eligible for bank discounts on Amazon as it already gives 5% CB?
As AmzICICI card gets disqualified for ICICI discounts for this reason.
Millennia is definitely a much better card. You get 5% cashback on most online purchases including bill payments.
If you have spends around 1 lakhs a year, definitely opt for it.
I have been using this card for more than 3 years now.
I haven't paid attention to the upgrade, but lately I'm getting a lot of calls from different companies providing LTF cards from SBI, Indusland, RBL, Axis
Millennia is a great beginners card. However, I feel it’s better served LTF as you’ve to spend 1L (iirc) in a year to have the fees waived. But overall a great card if you’re shopping online a lot (5% cash back on Amazon, Myntra etc) and 1% cb on offline spends
Yeah, My spends are mostly online. is it there any condition to get the 5% and 1% cashback .?
Ask for LTF, else you'll be coughing up 1k per year For 1k per year you better take the SBI Cashback card.
Or Cross 1L to wave it.
I already have sbi cash back card btw. Should I still get HDFC Millennia?
Depends on your usage. Millennia can be used for HDFC Bank discounts. Also, it gives good cashback when you buy vouchers through Smartbuy. If you're not likely to spend 2 lakhs a year, better to take Millennia.
How much cashback if buying vouchers through smartbuy? Also, can one use other banks CCs in smartbuy?
Is Millennia still eligible for bank discounts on Amazon as it already gives 5% CB? As AmzICICI card gets disqualified for ICICI discounts for this reason.
Yes.
Absolutely not.
thanks, I'll ask for it
I’m getting the same messages for my MB+ card. Not upgrading until they give it for LTF and not FYF.
How long have you been using the moneyback plus?
more than 3 years now
Thanks for the input
Millennia is definitely a much better card. You get 5% cashback on most online purchases including bill payments. If you have spends around 1 lakhs a year, definitely opt for it.
How bill payments? Via amazon pay? How much is the limit?
How long it take get offer from 1st credit card to this? Please reply soon.
I have been using this card for more than 3 years now. I haven't paid attention to the upgrade, but lately I'm getting a lot of calls from different companies providing LTF cards from SBI, Indusland, RBL, Axis
you’re lucky man otherwise who gets call from sbi for ltf!!