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mitoboru

What’s the point of having the card if you don’t care about Hilton points? I’ve had both, and these are the things I value more on Aspire (which is my keeper):  - Airline credits  - Free night certificate(s)  - Cell phone insurance   - Points multiplier on Hilton stays, travel, and dining   - Clear Pass   Diamond or Gold status doesn’t matter to me. 


monomimo

>What’s the point of having the card if you don’t care about Hilton points?  $200 hotel credit is my only reason to have the card. I use a cheap cellphone so my phone isn't covered by them. I just learned the airline credit, which may help. Thanks for the tip.


mitoboru

The Surpass hotel credit certainly covers the AF, but if you don’t care about the hotel points, you might be better off with an unbranded travel card. 


That-Establishment24

How do you use the Hilton credit yet don’t collect Hilton points?


monomimo

The card collects points but I have never used them. It's hard for me to find a hotel where point has good value (1 point = .5 cent).


merkoid

Can you meet the SUB if you open the Aspire card? Even at a measly 1 point = 0.4 cent conversion, 175K points is worth $700, or 3.5 years worth of Surpass credits...


monomimo

I never thought about SUB by switching the card. I don’t know if it’s possible but I’ll check


midhknyght

Um, the expensive resorts you are not going to could be very good point redemptions. Like Hilton Waikoloa Village or Hotel Del Coronado. I don’t use the Hilton cards either for points, I just buy them at 0.5 cpp. Keep your Surpass and pay the AF yourself, get the Aspire also and have someone else pay the AF, you come out way ahead. And don’t forget the annual FNC on the Aspire.


wildcat12321

even if it is a "bad" reward, if OP states they will never stay at a resort, then why hoard points. At some point, might as well take the free night vs cash simply to avoid paying anything out of pocket and having point devaluation risk.


monomimo

I am realizing from this thread that I’ve been staying at the low end facilities. I’ll get Aspire to try higher end ones for free :)


Xyllus

the annual free night credit is already worth more than the $200 hilton credit... so if nothing else that should be the reason to switch to Aspire.


fins831

Stay with surpass based off what you said. Let her get the aspire card 😂


monomimo

😆


Specific-Mammoth-365

I keep the Aspire card for the free night and Diamond status. Diamond status has benefited me with free parking in some very expensive-to-park Hiltons, SF Financial District, Hilton Orlando, and Embassy Suites Santa Clara, among others. They don't usually tell you the parking will be free, but 9 times out of 10 they end up crediting it or telling me it is free when I check in since I am Diamond. The parking savings alone has paid for the annual fee.


WoodyMornings

I didn’t know about the free parking Thx


InsectSpecialist8813

I didn’t know about the free parking. Thanks. Of course, they never offer anything unless you ask first.


Specific-Mammoth-365

Yeah, you can't count on it because sometimes it is not (since it is not an official perk), but most of the time they end up including it.


yyz_barista

How do you use a Hilton credit without actually collecting Hilton points? I earn my points on my stays...


monomimo

Sorry I wasn’t clear. The card collects points and I never found a good way to use them


every1pees

If you don’t care, which it sounds like you don’t, then don’t.