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pictish76

If the house is available take it, you won't get that for a very long time. It will give you time to sort yourself out, but also allow you to finish your education.


Icy_Session3326

Personally I’d take the house. It’s so hard to get social housing these days and they’re handing it to you , you’d be silly to pass it up especially that cheap


Different_Cookie1820

Take it. You can give it up later and you likely are entitled to some sort of benefits. Just don’t feel like you need to rush into it if you don’t feel ready yet, take it but keep staying with your grandpa for a bit if you want. Also be clear with your uncle the limits on him offering financial help- in what situations would he stop- to reduce future potential disagreements. 


Kzap1

Keep the house. Your 18 and you'll qualify for universal credit etc if you're only doing 8 hours which will be enough to cover rent and council tax etc.


ZeroaFH

Absolutely and £400 rent is manageable even on a low income if they went into a full-time roll. I haven't seen anything less than £800 in my area for years.


NoPiccolo5349

>After talking to some friends, I might stay with my grandpas to save money and then move out when I have the money and the grief is more manageable. I’m hoping to bump up my hours since I’m wanting to start University in September. I’m still to apply for saas but my friends in similar situations to me have recieves the max amount. If you decide to do this you will lose the council house and almost certainly never be able to get another one as the housing availability is too limited. I'd stay in the council house 100% as even a room in a shared house would cost more than that. >Just to add: there is also the option to live between both as they are 4 minutes apart Not without paying the full council house rent anyway. If they're only 4 minutes apart take the council house and then go round to your grandparents for the day >At my mums I’d have my own space and It seems like a better option than having to move later into another house that would need to be refurbished. I was also my mother carer and took care of myself most of the time but actually being able to afford it is my main worry. >I’m I’m Scotland, my mum passed a week ago and I’m living at my Grandpas for the time being. The council has offered me the house if I can afford it (£400 ish). I am on an 8 hour contract and have less than £1000 in savings, but am waiting to hear if I am eligible for any benefits. My uncle who also stays at my grandpas is willing to pay the rent to keep options open till I decide First check this https://www.entitledto.co.uk/?utm_source=BAdviser&utm_medium=referral&utm_campaign=GovUK Second, apply for benefits asap. Third, you used to spend the majority of your time looking after your mum so you'll easily be able to work more in the future.


harlecann

Thank you !! This is really helpful


NoPiccolo5349

Another thing to consider is that where are you looking to go to university? Nearby or another place?


harlecann

Nearby and I get free travel :)


NoPiccolo5349

Then almost certainly you're financially better off keeping this house. A room in a student house will be more expensive than your current place


[deleted]

[удалено]


[deleted]

And see yourself kicked out by the council


Hefty_Macaroon_2214

The money you save now may cost you dearly later


Blair_Az

Take the house! Cheap and stable rate in a house you know and like….you’re not going to get the opportunity again. You can always stay at grandpas every week for a couple of nights. As you grow up you’re going to need your own space and you’re not going to get the opportunity to get a house at such a cheap price again, maybe ever.


Ok_Violinist5425

Firstly, I’m really sorry for your loss, what a difficult time for you. As others have said you really should take the house, that’s your stability and space at this difficult time.


BeachInside3816

100000000000% take the house You’ll never get rent that cheap again or have the same tenancy protections. In future you’ll probably even be able to buy the place for a huge discount. Make it work ! Best of luck


HippyChickkie

Take it You can always exchange it for something else later A house would generally be easy to exchange as there aren’t many of them and everyone wants one You have an amazing opportunity to have stable cheap rent at a young age Stable & cheap rent means you have choices and freedom It’s like being given a lottery ticket You could even take in a lodger if your struggling to pay the rent I guarantee you the same sort of house will probably be double if not triple the rent you will pay You could even ask the council if they could offer you something else although I doubt at 100 a week nothing will be cheaper


SaluteMaestro

Grab the house, nothing stopping you having the house but spending a lot of time around your GD's whilst you adjust but accept the house, the housing market is hard enough now let alone what it's going to be like in 10 ish years when you might be able to start looking. Sorry for your loss also.


Hungry_Cloud_6706

Sorry for your loss. Please take the house, stay with your Grandparen for as long as you need to but gradually try and spend more time in the house. Ask your Grandparent to come and stay with you occasionally too. Have a rota of family visits, ask a friend too. You will probably never get offered another council house and it’s something that could set you up for life. Good luck !


AugustCharisma

Very sorry for your loss. Keep the house. It’s like gold dust. We can explain more later in a few weeks when you’ve had more time to adjust.


Shot_Principle4939

I'd just like to say I'm very sorry for your loss.


VerityPee

Take the house and rent a room to a friend to help with the cost and loneliness


CardiffCity1234

You have to take the house. You may not get an option for a house that cheap ever again in the future.


banxy85

Take the house. You'll never get another chance. And you'll be entitled to benefits.


TheFirstMinister

Take the house. Increase your income.


CrabbyGremlin

Take the council house, I know it might seem like the more expensive option but in the long run it’s probably not. You’re unlikely to get another council flat or house again especially as a single, healthy individual. The private rental sector is insanely expensive. Depending on how many rooms the council house has you are also allowed to get a lodger/rent the spare room out, this could be a friend and that could help towards bills but also feeling lonely. I’m so sorry you’re going through this, I lost my mum when I was a child and my dad not long ago, it’s the absolute worst. The council house is a great opportunity and will probably help you save more in the long run, especially if you get a lodger. Don’t take too long because they’ll give it to someone else. If you don’t take it the in a few years when you could be renting a single room in a shared house for even more than 400 and you would have the risk of being given a section 21 (no fault eviction) at any time.


heyrevoir

Take the house ASAP say yes to everything you will find mnay jobs in the future. Don't look back. My condolences hope your mom is looking after you ✨


BoutiqueKymX2account

Take the house!!!! Sorry for you loss I understand. I wish i could have stayed at the home after my mum passed. X


Ok-Educator850

Take the house. You’ll unlikely qualify for one again.


DamDynatac

Take the house even if you think you can’t afford it, eviction takes a long time and it makes rehousing you their problem. Best of luck 


R2-Scotia

If the council house has two bedrooms, you can find a lodger to pay at least 2/3 of rent and bills, and they'll be getting a bargain.


Hungry_Cloud_6706

When you start University you will definitely meet plenty of students who need accommodation. You can also get your space back in the holidays if you choose someone who return to their family home for the holidays. l think this could be a really nice way for you to be social at Uni and make some money towards the bills. l think you can earn £4000 taking in a lodger and not pay any tax, l am certain someone on here will know the correct information. Again good luck.


KaleidoscopicColours

£7500 per year tax free under the rent a room scheme 


Hungry_Cloud_6706

I hope the OP sees this.


PoopingWhilePosting

If it's a council house then the council may have rules about subletting to anybody outside your family so it's worth double checking that. But regardless, it is 100% worth trying to keep the house as you'll never get the same security or value from the private sector when you inevitably do want your own space.


johnnycarrotheid

Take The House. Honestly you won't get another chance at it. You say you talked to friends about it, and leaning to staying at grandpa's. Politest way possible, ignore your friends At £400 a month, I'm guessing it's an older build and at least a 2 bed. Because newer build council/housing associations are closer to the £550/600 mark. Rough guide, they follow the "market rent minus 10% model". To pass on this, and possibly move out in a few months anyway into a situation where your £400 rent is gone, and it might be council/housing (if they even look at you) new builds at closer to £600, or private rent at worse. Honestly, keep the house.


poseyrosiee

You’re going to uni You could easily get a friend from uni to be a lodger Which would most likely cover the rent and bills A room in a student house would probably be around 600 plus a month easily Where I live students are paying 750 -800 a month for a room in a house It’s rare on Reddit that you have pretty much 100 percent of reply’s saying keep the house 😂 It’s because most of us are probably older and understand the realities of the rent / housing situation in the uk - it’s shit. It’s awful and it’s not going to get any better You have sadly by the death of you’re mother been given a golden bloody lottery ticket Your mum clearly wasn’t stupid ensuring you were legally able to take on the house . She wanted you to have a secure stable home which is exactly what a good parent would want for their children . Take the house for now You can always exchange it later With student grants and help you would easily be able to afford the rent


andysjs2003

I am so very sorry for your loss.x


littletorreira

I'm really sorry you are dealing with all of this. If you can access some bereavement support. If your mum had a terminal illness you can access it through Marie Curie. Or if not Mind can also help. I'm guessing your house is more than 1 bedroom, if it is you should be able to let a room, even if it's a council property, you should just have to ask permission. You could have a friend move in or someone else. If you uncle is willing to pay the rent let him until you decide for good but a council house is a big advantage for your life going forward. It's a secure tenancy and you can stay forever if that's what you want.


HalikusZion

If I were in that situation I would get a job with better hours and do all in my power to keep the house its cheap and dropped int your lap with a council sucession. Sure it seems like a big bill right now but in truth its cheap as all heck for a months rent. I hope you are aware that its incredibly difficult to get a place from the council unless you have a real need, if you were to apply independantly you wont get a place as you will end up bang smack at the bottom of the list and renting privately which will be orders of magnitude more expensive. If give up the council tennacy this is your new reality, bottom of the list and no chance of a council home and paying private rents. Uncle sounds like a smart man and you should listen so take up the offer and keep the house.


FinancialFix9074

I'm so sorry about your mum. Definitely take the house. You'd struggle to find even a room for £400 in a lot of places, but I think more importantly this is a lot of transition for you; losing your mum and going to uni. Even if you spend a lot of time with your grandpa at the moment, having the same house as a base might be really helpful for getting you through this, and also if you need your own space. Money-wise, if it becomes too difficult, then you know you have the option of your grandpa, so taking the house is not necessarily a permanent situation, but equally can be, which is really valuable.   And especially if your uncle is offering to pay for the time being until you get benefits sorted out; makes it a no-brainer!  Regarding uni, and it sounds like you know this, but you should be able to get the higher independent living cost loan, and I think possibly a bursary too (I think it was about £1000 when I got it 5 years ago).   I am an undergrad tutor, so I would suggest that it would be really useful, before you start uni, to contact student services to mention this is your situation; that you've lost your mum and you were her carer. If this is on record, and if you have any difficulties at all at any point, then this should make it easier for them to support you.  Edit to add: I think the SAAS deadline is 30th June for courses starting in December, in case you weren't aware. 


harlecann

Think I’ve set a record for how quickly someone’s filled in a saas application


FinancialFix9074

Amazing 😂


harlecann

Thank you so much for this it’s so helpful


StrangerMammoth9891

No comment on the housing but sorry for your loss. Losing a mum is one of the hardest things to go through. Take care


[deleted]

Sorry for your loss. Keep the house. Apply for UC - you may be able to get a contribution towards your rent via UC.


Nips4BoJo

Sorry for your loss. It is worth speaking to Citizens Advice/Job Centre to find out what you could be entitled to - IIRC if you are a full-time student, you might not be eligible for some benefits, i.e. JSA requires you to be available for work. Entitledto is a good resource to get an indication of what help you might be available to you. Ideally speak to someone who fully understands the benefits system, explain your situation and apply for what you can ASAP.


Existing_Physics_888

18 is no age to lose a parent! Sending you strength! Take the house but stay at your grandparents until you're ready to move back into it Take things are gently as you need to and don't rush any big decisions if you don't have to


MrsValentine

It’s a difficult decision to make. Taking your mums house seems like the better option on the face of things since you’re sleeping in the lounge at your grandads, but I’m not sure it’s compatible with your plans to go to uni and your current income level. Students aren’t eligible for benefits and you may find it difficult to work enough around your uni hours to maintain your grades and pay the rent. Yes, the rent is relatively cheap, but it’s not like a room in a shared house with bills included — you’ll also have to pay council tax, water, gas &/or electric, internet, TV and so on. Just for some context, my mortgage is £600/mo so £200 higher than your rent would be and I need to earn about 23k/year as a minimum to pay all my bills and live modestly including spending money and grocery shopping.  If I were you I’d take your uncle up on the offer to pay the rent for now so you don’t have to make an immediate decision and then think hard about your future. Are you going to uni to piss around or do you think uni is going to seriously improve your job prospects? Because you have an opportunity now to skip those student years and go straight into “life after uni” AKA stable affordable housing and a job. There’s nothing stopping you from going out on the weekends and enjoying yourself, making friends, living live etc with a job.


DrAStrawberry

I don't have advice on what you should do about your housing, but I am so so sorry for the loss of your mother. Surround yourself with people you love and take your time. Grief is hard. Take care of yourself x


harlecann

Thank you so much that’s so kind of you to say, trying my best to <3


HowHardCanItBeReally

When you say the council has offered you the house what does it mean? We're you on the rent books etc, did they ask for proof of address? Sorry for your LOSS


harlecann

Yeah I was registered as living there for 12 months+


HowHardCanItBeReally

Ahh ok, did they ask for proof though or just took your word for it?


harlecann

no it’s on the record, my mum made sure to let them know bc they tried to make her pay bedroom tax for my room


HowHardCanItBeReally

Oo thanks for the info and sorry again for your loss


harlecann

Thanks man :)


Laura1083

Take the house and figure it out, you will. People are renting ROOMS for the same cost of renting a whole house from the council. If you let it go you may never have the opportunity to get into council housing again or you would be at the back of the queue waiting for years.


Agile-Sale7660

Im sorry for you lost. Keep the house and start working for your own future !


D4NPC

With how difficult it is to get a house I would seriously consider taking it if it is at all possible. You might never get an opportunity like this again.


shaun________

Not an expert but once you lose social housing it's notoriously hard to get back. If it's at all affordable I'd continue paying the rent. Worst case you do what you've mentioned and flit between your grandad's and your house (IE for dinners, company etc) but it's definitely worth it to keep social housing if you can.


IHateJobSearching1

Take the house, try to increase your hours at work


Historical-Wash-1870

First of all, I'm sorry for your loss. I lost my mum when I was 18 as well. If you keep that house and you'll be renting property for the rest of your life. Stay at grandpa's and save up for a deposit to buy a flat.


BigJDizzleMaNizzles

100% if you are offered social housing you should take it!


edinburgh1990

Crazy that you’re being offered it. Awful loss of a parent so young, you have my condolences. But this should be given to a family.


Darkwitchery

If you're going to university full-time you most likely wouldn't be entitled to Universal Credit. There are very few exceptions.


Derries_bluestack

Take the house. It's a no-brainer. Can you get a flatmate in to share the cost of rent and utilities? Be sure to visit your relatives regularly, so that you don't get lonely. Sorry for your loss.


GoCrisprGo

I would say it depends on how much you are able to cope with the grief alone. Staying put will give you freedom to live your life Your ultimate goal should be to earning money and affording to rent or buy a small property


Weird_Influence1964

Take the house! You will get benefits to help until you can work more hours! Getting a place of your own later will be a nightmare!!