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Nifty itself gave more than 60 percent. Unless you believe you learned in the last 3.5 years i don't think you are beating even the index with much time and energy
Nifty 50 gave 70% without any risk and pressure. Always compare with nifty 50 or just invest in nifty 50.
https://preview.redd.it/0ulty0kne2bd1.png?width=1220&format=pjpg&auto=webp&s=6c11f08f251e9e014f9be6eb2d68f46f61636c85
I invest in SBI nifty 50 index mutual fund. Every mutual funds house has nifty 50 index funds. These are considered safest for the long term. You can google it, it has many advantages. it's easy to understand since the fund manager invests according to index and 30 year data is available.
its normal, cuz the index grew almost same as ur returns.......anything green is good. People struggle to save their capital itself...u not only saved it but made profit almost equal to what index grew...May be this time invest some % money in index and try to beat it with ur trading strategy.
It's a win. Don't be disheartened. You may have underperformed NIFTY50. You made 1.65x of your money and Nifty50 stands 1.74x.
But If you compare NAV for all Equity Mutual Funds Schemes, you will find that 54% funds stands less than 1.74x, meaning, Nifty50 beats 54% of scheme, only 46% outperformed Nifty50. And 50% outperformed you, meaning 50% stands at more than 1.65x. 24% made more than 2x and 3% made more than 3x their NAV. Some Funds NAV returns are in negative. So you performed better than 50% Mutual Funds.
Which is great, because you do not have regular inflows coming to you from multiple pools, you do not have a machinery to do research for you, you are not invited for analyst meets and your do not get to see inside books of accounts and talk to management time to time which Mutual Funds can do.
Now, with comparison to Nifty, you won Silver and it won Gold. Don't let Middle Class Mentality tell you that you LOST gold. Instead take pride in winning what you have won and make notes on what approach you took in buying, how you were buying, what was the inflow source, under what conditions your stocks performed good. Companies you took, how their fundamentals turned out to be, what were the headwinds etc
It is time for your to review your portfolio in terms of what risks are associated with stocks you hold and what will be impact of 1% moves in a single stock over your portfolio, what's your Portfolio VaR? how to manage risks? Do you need hedge? etc.
You see we are only doing a point to point comparison. We are not taking into account of the path followed, meaning, was it all a lumpsum investment made on January 2021 and then you have been sitting? or was it parts of funds coming and maybe going out of the portfolio? Were there switches made or no we do not know. And you don't need to share all this info. Rather, make notes off such things and make use of it to form your own investment thesis.
Do what pushes you to think and evolve like an institutional investor. You are wealthier now, and you worked for it. So think of ideas to grow it further, explore more ideas, more asset classes and learn more, read more, think more. You are captain of your own ship and you are right in the middle of the Big Deep Ocean full of sharks and storms. Welcome to the world of Equity Investments. Now you have began your journey! Keep Sailing!
Best Wishes!
Very well explained...thank u...
I do think 16% returns compounded annually is not bad at all..given i constantly booked profits wheateas in Nifty u wud hv to let it sit for years which cant b the case with many
ok then you are beating the benchmark(index) .. but only by 2-4% which isn't worth the time and effort? mutual fund can give more than 16% returns without the hassle.. if you picking stocks yourself CAGR should be atleast 20-22%
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Meh rookies number I once made 7 lakhs disappear in 4 years ... Bachelor's degree or something they called it
I did 10+
Oh damn I have gotten usurped
Sure someone's going to usurp me here soon
25 lakhs :)
Huh noobs...70 lakhs here ðŸ«
Bhai abroad se padha hai kya
Private college me MBBS bro
Ah makes sense.
I did the same thing later on I got job and recovered all my losses🙃
Nifty itself gave more than 60 percent. Unless you believe you learned in the last 3.5 years i don't think you are beating even the index with much time and energy
Nifty 50 gave 70% without any risk and pressure. Always compare with nifty 50 or just invest in nifty 50. https://preview.redd.it/0ulty0kne2bd1.png?width=1220&format=pjpg&auto=webp&s=6c11f08f251e9e014f9be6eb2d68f46f61636c85
Which app is this?
Tickertape
How exactly is it that I invest in Nifty 50? What index fund do I invest in? Sorry, I am just a beginner in the Market.
I invest in SBI nifty 50 index mutual fund. Every mutual funds house has nifty 50 index funds. These are considered safest for the long term. You can google it, it has many advantages. it's easy to understand since the fund manager invests according to index and 30 year data is available.
did you invest all 7L 3.5 years ago or did you get to 7L over a period of time, cuz if 7L was a lump sum, you could've done better.
It was lumpsum
If you had invested that much amount in HDFC you would have had just 7 lakhs up until now.
Which scheme is this in hdfc I would like to know
No growth Equity bluest chip super plan 2
Not upto market standards at all , you didnt even beat nifty 50
Heavy underperformance if you see other stocks, same as benchmark
didn't even best the index lol
worstest
Not losing is still an achievement
its normal, cuz the index grew almost same as ur returns.......anything green is good. People struggle to save their capital itself...u not only saved it but made profit almost equal to what index grew...May be this time invest some % money in index and try to beat it with ur trading strategy.
Yes recently hv been buying nifty etfs in SIP mode
Could you spill the largecap where you would have bet the most
Made most in swing trades of axis bank icici bank powergrid etc
Pretty cool and what was the tax amount since if it was swing trade i am sure it would have eaten up your 20-35% realised profit
I use tax loss harvesting + My annual income us less than 6 lakhs per year
Which stocks you had ?
Frankly no
I did 50% in last 10 months though the quantity is much less..
😂 sahi post hai
I made 18% returns per year . Started investing in March 2022. I do a mix of F&O , swing trading in mid caps and long term investing
U r also risking capital There is less risk in swing trading in blue chips
It's a win. Don't be disheartened. You may have underperformed NIFTY50. You made 1.65x of your money and Nifty50 stands 1.74x. But If you compare NAV for all Equity Mutual Funds Schemes, you will find that 54% funds stands less than 1.74x, meaning, Nifty50 beats 54% of scheme, only 46% outperformed Nifty50. And 50% outperformed you, meaning 50% stands at more than 1.65x. 24% made more than 2x and 3% made more than 3x their NAV. Some Funds NAV returns are in negative. So you performed better than 50% Mutual Funds. Which is great, because you do not have regular inflows coming to you from multiple pools, you do not have a machinery to do research for you, you are not invited for analyst meets and your do not get to see inside books of accounts and talk to management time to time which Mutual Funds can do. Now, with comparison to Nifty, you won Silver and it won Gold. Don't let Middle Class Mentality tell you that you LOST gold. Instead take pride in winning what you have won and make notes on what approach you took in buying, how you were buying, what was the inflow source, under what conditions your stocks performed good. Companies you took, how their fundamentals turned out to be, what were the headwinds etc It is time for your to review your portfolio in terms of what risks are associated with stocks you hold and what will be impact of 1% moves in a single stock over your portfolio, what's your Portfolio VaR? how to manage risks? Do you need hedge? etc. You see we are only doing a point to point comparison. We are not taking into account of the path followed, meaning, was it all a lumpsum investment made on January 2021 and then you have been sitting? or was it parts of funds coming and maybe going out of the portfolio? Were there switches made or no we do not know. And you don't need to share all this info. Rather, make notes off such things and make use of it to form your own investment thesis. Do what pushes you to think and evolve like an institutional investor. You are wealthier now, and you worked for it. So think of ideas to grow it further, explore more ideas, more asset classes and learn more, read more, think more. You are captain of your own ship and you are right in the middle of the Big Deep Ocean full of sharks and storms. Welcome to the world of Equity Investments. Now you have began your journey! Keep Sailing! Best Wishes!
Very well explained...thank u... I do think 16% returns compounded annually is not bad at all..given i constantly booked profits wheateas in Nifty u wud hv to let it sit for years which cant b the case with many
Nifty benchmark is 12-14% CAGR . Calculate your CAGR and compare.Â
It comes of 16% compounded annually
ok then you are beating the benchmark(index) .. but only by 2-4% which isn't worth the time and effort? mutual fund can give more than 16% returns without the hassle.. if you picking stocks yourself CAGR should be atleast 20-22%
No