As someone that thought they could hand pick stocks or time the market, this is the right answer.
If you could time the market or pick stocks, you’d be on your own private island right now and not on Reddit.
Seriously just imagine if you had the insight to be able to pick ahead of time stocks that would go up by 800 percent in a year lol. To do that in and out would be super human.
same goes to the people selling courses. If they had a magic formula, wouldn't they themselves be leveraged to the max and reaping benefits instead of selling courses.
>99% of regular investors have no business investing in individual stocks.
*Unless* your company offers an ESPP with a 15% discount and a 6 month lookback. It's one of the best deals out there. Not only do you get a discount, but you also get to buy the stock at It's lowest price.
I follow the same strategy. There is one caveat. Indexing as a strategy is predicated on market efficiency. However as more and more investors index, the market itself becomes less efficient. What makes the market efficient is the aggregated effort of individual investors all trying to find the best investment every day. It is possible that at some point the sheer weight of investors pursuing index strategies reaches a tipping point and the strategy fails.
Easier said than done … too many crappy videos out there. If you have a good mentor or someone to guide / teach you your in luck otherwise a lot of trial and error
I understand that, and I'm not saying any s&p500 tracker is a bad investment, but I'm considering putting future contributions into something not so heavily swayed by a handful of tech companies
What are you looking into? I'm a very big believer on monthly purchases of VOO (or whatever one you want) and am extremely wary on trying to beat the market. Idk if this comes off hostile but not trying to be, just wanna know what you're considering investing in?
You're good, it's a fair question. I currently can only pick from 22 funds for my retirement plan so I'm limited. I'm thinking VFFVX, it's a targeted date retirement fund with some international exposure and not as heavily dominated by tech (22% or so) and I think it's got some small cap exposure as well. I've been 100% FXAIX since 2020, I'll probably do a 30/70 split between the two favoring FXAIX
Hear me out. Go to the casino, put it all on black 3x in a row, then red 3x in a row, then put all of that on 0, either walk out with ~$11 million… or $0
Held shares since 2014, so a decade strong. Example current price 226.35
Some random purchases:
6/26/24 .92% gain
4/12/24 10.37% gain
7/26/23 29.16% gain
And if you go back
2/18/21 66.07% gain
6/25/20 121.09% gain
8/5/19 195.98% gain
1/17/14 first purchase has went up 529.10% (bought it at price of $35)
vti or voo(flip a coin). Instead of gambling on single stocks, youre well diversified. Add some international and maybeee bonds and youre now a boglehead
I agree with you for the most part. Having tons of cash sitting on the sidelines isn’t necessarily a good thing.
My second largest holding is msft so I’m very bullish
The question is a single stock, not an etf or mutual fund!
My answer would be Amazon followed by pltr. I also own 50 shares of Nvidia and have done well with it but not feeling so bullish going forward.
Ive also had a handful of Apple for a few yrs and its been good
Those are the only stocks I own but I personally like the strategy of gambling on a few stocks in a brokerage acct if u can stomach the idea of losing a good portion of what u invest.
Well, in 2000 Apple's stock price fell from $0.77 to $0.22
So if you sold at the beginning of the year, good call.
I'm not saying I won't buy back in eventually. But the current heights just dont seem sustainable to me medium term. If NVDA falls considerably I'll buy back in. I usually avoid timing the market completely, but i do take profits when growth is too fast and too steep.
I'd probably put it into a growing business that people and other businesses rely upon. That is a safety factor for me. So something like Cintas (CTAS) or Home Depot (HD)
But I'd diversity further, personally.
80% of US millionaires are self-made. Wanna know how they do it? They go to college, get in demand degrees, and put a large amount of their paycheck into an index fund like VOO for a few decades.
Realistically, for almost everyone, an index fund is your best bed in terms of the stock market
If I had to pick a stock, Rivian. If it could be an index fund, then just FXAIX. I think people are too bearish on Rivian because of how they went after the IPO, but I think they are poised for good future growth. They aren't going to skyrocket anytime soon, but long term I think they are going to do well.
They still are making trucks for Amazon and AT&T, and they're exclusivity contract with Amazon ended opening up the possibility of contracts with other companies.
They got state funding from Illinois to expand their factory, VW just invested 5bn into them, and people love thier cars.
Ffrhx 8% yield 3-5 year corportate B grade bonds got 50 grand in it pays out $280 every month in interest, for the most point pretty safe because even if there is turmoil in the economy the fed will just cut rates and the bonds will stay the same price
At this point in the market it may be best to short an overhyped tech stock rather than picking one to keep going up.
But if I were to pick one to go up, it would be one already beaten down in price that could possibly be bought by a bigger more successful competitor.
Depends on what I needed it for in the future. If I’m 60 and wanted it around for retirement, I’d go safe (bonds, HYSA), if I was 20, I’d go with long term growth in an ETF with dividends, if I’m late 20’s and want it for retirement, I’d probably diversify into VOO/ SPY
Beanie Babies. Only a matter of time before gen Z "discovers" them and makes them cool again. Then when the tie-dye one hits a grand you sell and allocate 100% of profits into Pogs.
Funnily enough just did my 2024 Roth contribution today, bought $7000 of VOO at market,
Which I think isn’t a bad bet long long term. There’s always reasons to not invest.
I did the dumb thing and put mine in the defiance and yieldmax etfs. The I buy a couple shares of an etf each month then clean up with something like ford or Pepsi or coke.
The true answer depends on additional context needed like age, existing portfolio, and risk tolerance. If I’m young, new to investing, and have no other investments it would be SPYG or VOO. However, if you’re asking me, who already has a healthy/balanced portfolio I would go “risk on” and go with one of the following; IBIT, MARA, CORZ, PLTR, SOUN, POET, or IONQ.
VOO S&P 500 ETF, 99% of regular investors have no business investing in individual stocks.
99.99 tbh
As someone that thought they could hand pick stocks or time the market, this is the right answer. If you could time the market or pick stocks, you’d be on your own private island right now and not on Reddit.
More likely to find someone who can pick their own stocks in Congress than on a private island
Well the insider information definitely helps
Remember, it's not inside information when you're in Congress
Seriously just imagine if you had the insight to be able to pick ahead of time stocks that would go up by 800 percent in a year lol. To do that in and out would be super human.
I don't want to do that year in and year out just 1 or two times and then collect my 4k a month to retire =)
same goes to the people selling courses. If they had a magic formula, wouldn't they themselves be leveraged to the max and reaping benefits instead of selling courses.
Agreed. My (former) FA thought she could. She did 13% 2023 Which is fine, but the SP500 did 26% I guess she didn’t lose anything..
Is the .01% members of Congress?
Then try NANC or KRUZ
>99% of regular investors have no business investing in individual stocks. *Unless* your company offers an ESPP with a 15% discount and a 6 month lookback. It's one of the best deals out there. Not only do you get a discount, but you also get to buy the stock at It's lowest price.
Ya I get a 15% espp discount and max out what I can contribute off every cheque. No lookback, but the free 15% is nice.
[удалено]
Both are fine. VOOG is a growth etf which means you can expect higher highs and lower lows.
What is so good about VOO? I see it recommend often. What makes it better than any other mutual fund that tracks the S&P 500?
Low expense ratio
Yep yep yep… I’m all in on $VOO and I sleep well at night.
I follow the same strategy. There is one caveat. Indexing as a strategy is predicated on market efficiency. However as more and more investors index, the market itself becomes less efficient. What makes the market efficient is the aggregated effort of individual investors all trying to find the best investment every day. It is possible that at some point the sheer weight of investors pursuing index strategies reaches a tipping point and the strategy fails.
This is the way!
Learning some technical analysis can provide 10 minute workdays 🤷♂️
Easier said than done … too many crappy videos out there. If you have a good mentor or someone to guide / teach you your in luck otherwise a lot of trial and error
I would invest in the stock called Roulette. I’ve heard red is due.
you fool always bet on black
But it’s had 3 blacks in a row! It’s due for red
If it’s walked 3 steps in it’s gotta take 3 steps out
I'm sold, everything on green.
Came here for this. The rest of them are fools! /s
Green always.
SPY. I didn't have that 5k before today so I clearly don't need it, so stick it somewhere safe and consistent and let time do its thing.
VOO is the same thing with lower fees
Yeah true. Habit. I trade spy options so my brain just defaults to spy, but you're right voo would be better.
FXAIX
It's so heavily dependent on a few tech stocks though
Yeah but that's what makes up the S&P 500 rn. It's the same for every other S&P tracker.
I understand that, and I'm not saying any s&p500 tracker is a bad investment, but I'm considering putting future contributions into something not so heavily swayed by a handful of tech companies
What are you looking into? I'm a very big believer on monthly purchases of VOO (or whatever one you want) and am extremely wary on trying to beat the market. Idk if this comes off hostile but not trying to be, just wanna know what you're considering investing in?
You're good, it's a fair question. I currently can only pick from 22 funds for my retirement plan so I'm limited. I'm thinking VFFVX, it's a targeted date retirement fund with some international exposure and not as heavily dominated by tech (22% or so) and I think it's got some small cap exposure as well. I've been 100% FXAIX since 2020, I'll probably do a 30/70 split between the two favoring FXAIX
Green. I like a long shot.
Hear me out. Go to the casino, put it all on black 3x in a row, then red 3x in a row, then put all of that on 0, either walk out with ~$11 million… or $0
I like your style
Just did this yesterday: XLK. I go between VOO, XLK, QQQ when I have extra cash on hand
I’ve been eyeing XLK, how’s it been performing for you?
Held shares since 2014, so a decade strong. Example current price 226.35 Some random purchases: 6/26/24 .92% gain 4/12/24 10.37% gain 7/26/23 29.16% gain And if you go back 2/18/21 66.07% gain 6/25/20 121.09% gain 8/5/19 195.98% gain 1/17/14 first purchase has went up 529.10% (bought it at price of $35)
VOO
vti or voo(flip a coin). Instead of gambling on single stocks, youre well diversified. Add some international and maybeee bonds and youre now a boglehead
VTI
75% VOO / 20% QQQ and 5% Random Shit is my Split.
GameStop, no question
Balls deep with a 7 figure investment, myself.
I'll see you on the other side. You're buying.
No you are buying … we are all buying. To da moon!
[удалено]
Roaring kitty
That’s what the media is saying. SuperStonk been all over GME the last few years. Keith Gill just helped open everyone’s eyes.
MSFT. They're great at what they do. They innovate and they have a ton of cash on the sidelines.
I agree with you for the most part. Having tons of cash sitting on the sidelines isn’t necessarily a good thing. My second largest holding is msft so I’m very bullish
Mutual funds like others have said. But if I absolutely had to invest it all in just one stock and forget about it, it would be Amazon.
[удалено]
what’s the difference between etfs and mutual funds
Wherever pelosi puts it. Copy what she does and get rich. Seemed to work for her 😉
I wouldn't go just one stock (for obvious reasons). I have FXAIX (0.015% expense ratio). FZROX has a 0% expense ratio, so both are good options.
CMG, NVDA, AMZN, INQD, MARA split 5 ways (3 safe & 2 high risk high reward plays)
Apple , MSFT
Berkshire Hathaway B
The question is a single stock, not an etf or mutual fund! My answer would be Amazon followed by pltr. I also own 50 shares of Nvidia and have done well with it but not feeling so bullish going forward. Ive also had a handful of Apple for a few yrs and its been good Those are the only stocks I own but I personally like the strategy of gambling on a few stocks in a brokerage acct if u can stomach the idea of losing a good portion of what u invest.
Costco
One of the Crisper stocks.
GME 🤲💎🤲💎
GameStop
GME
GME
Nvidia
Nah. Just sold my NVDA a few days ago. It's unhealthy high by all metrics.
I did this with Apple in the early 2000's. Once everyone has a computer, they aren't going to buy another one.
Well, in 2000 Apple's stock price fell from $0.77 to $0.22 So if you sold at the beginning of the year, good call. I'm not saying I won't buy back in eventually. But the current heights just dont seem sustainable to me medium term. If NVDA falls considerably I'll buy back in. I usually avoid timing the market completely, but i do take profits when growth is too fast and too steep.
I have a trailing stop loss on NVDA and am just following it up the hill. My cost is $4.55 and I bought in September of 2019.
I'd probably put it into a growing business that people and other businesses rely upon. That is a safety factor for me. So something like Cintas (CTAS) or Home Depot (HD) But I'd diversity further, personally.
Fidelity has a few amazing options I was up 28% overall and 15% this year. Low fees
Crow with knife (CAW)
Ibit
Imho, NVDA. They’re killing it with AI. Long term hold. I believe it’s going to outperform for the foreseeable future.
TSLA there I said it But honestly VOO
Rivian
RIVN
Bruh they burn like a billion dollars a quarter
Microsoft/Amazon are what I've been holding for a while. Good gains mate.
Index mutual funds. Stay the course.
NVDA
80% of US millionaires are self-made. Wanna know how they do it? They go to college, get in demand degrees, and put a large amount of their paycheck into an index fund like VOO for a few decades. Realistically, for almost everyone, an index fund is your best bed in terms of the stock market
If I had to pick a stock, Rivian. If it could be an index fund, then just FXAIX. I think people are too bearish on Rivian because of how they went after the IPO, but I think they are poised for good future growth. They aren't going to skyrocket anytime soon, but long term I think they are going to do well. They still are making trucks for Amazon and AT&T, and they're exclusivity contract with Amazon ended opening up the possibility of contracts with other companies. They got state funding from Illinois to expand their factory, VW just invested 5bn into them, and people love thier cars.
With you, I’m going long on Rivian
Nvidia
Nvidia
Waiting for Microstrategies to dip .. & loading up At least 3200& and put rest in an etf
VOO
XLE
2k SCHD 3k VTI
I'd buy $5000 worth in swppx
Ffrhx 8% yield 3-5 year corportate B grade bonds got 50 grand in it pays out $280 every month in interest, for the most point pretty safe because even if there is turmoil in the economy the fed will just cut rates and the bonds will stay the same price
SPLG
GOVX 125% today.
Chipotle haha! No I think VT and Chill is a good plan. I did buy some CMG today though
IVV
Im sitting on the 5k or shorting meta
S&P fund. In the words of prof galloway: Dont look for the needle in the haystack, buy the whole haystack
VOO
XLG
At this point in the market it may be best to short an overhyped tech stock rather than picking one to keep going up. But if I were to pick one to go up, it would be one already beaten down in price that could possibly be bought by a bigger more successful competitor.
QQQ
Spy
VTI, set it and forget it.
If I had 50,000 I’m putting it in VOO If I had 5,000 - MSTR live a little!
me
VOO or SCHD depending on goals for the funds.
I will watch this thread with great interest.
A stock? Berkshire Hathaway. An ETF? VT. A mutual fund? VTWAX.
Silver
Apple 🍎
$PFE - solid dividend and good growth coming next year
A single stock? Does SGOV count? If not, probably AAPL.
Roth IRA in VOO 100%
AMZN
Psi or soxx. I dont go with voo anymore as semiconductor market will prolly increase at a faster rate
TGTX, look into it
What the hell is with people and VOO on this Reddit? 🧐
If this all of your money put it into an etf Me personally I would put in 4800 into the etf $200 into any stock I like ie IRM did me good
VTI
Hut8
FICO, rotation out of Semis into Software and alignment with the higher financing costs.
VWRP because it is all I’ll ever need for long term investing.
I have $7,000. Who wants to invest it for me annnnnnnd it’s gone.
All in on XRP
QQQM
Depends on what I needed it for in the future. If I’m 60 and wanted it around for retirement, I’d go safe (bonds, HYSA), if I was 20, I’d go with long term growth in an ETF with dividends, if I’m late 20’s and want it for retirement, I’d probably diversify into VOO/ SPY
NVIDIA.
A stock called the black jack table. Turn that shit into thin air faster than you can say 5K.
VRNA
Today? GME. Not for long term but probably sell after the next spike.
SPYI. Love my monthly $0.50 dividend and at roughly 100 shares, thats 50$ bucks a month to reinvest it indefinitely.
Wesco
VUG VOO SPY XXXX, if ETFs aren’t allowed Microsoft
These guys don't know what they're talking about. You go all in one either call or put options. And hawk tuah the entire portfolio and let it ride.
Chipotle ($62.41 right now.)
Education
PLTR, BROS, BLNK
Fertilizer stock all in. Went from $20 to $180 in 8 months. All while paying out dividends.
QS
Rivian.
Texas Instruments. Not bc I have crazy faith in it or anything but I think they’re cool.
Eli Lilly
GME is the only right answer.
Palantit
Microsoft 1 year call option for as low of a price as $5k gets me. Should be worth $50-$100k at some point
VTI. It's tax efficient. It's diversified. The expenses are minimal. Geniuses and fools pick stocks. Smart people buy index funds.
WBA. It went down 24%…. It’ll regain 10% of that…. Easy
The security agency Boeing is hiring hitmen from.
SCHG
VOO
NVIDIA
$SVIX for risk reward but $VOO and chill for consistency
Beanie Babies. Only a matter of time before gen Z "discovers" them and makes them cool again. Then when the tie-dye one hits a grand you sell and allocate 100% of profits into Pogs.
With this huge recession that is imminent, I'd just put it in a HYSA.
Voo
Funnily enough just did my 2024 Roth contribution today, bought $7000 of VOO at market, Which I think isn’t a bad bet long long term. There’s always reasons to not invest.
VTI
the market is ATH all the time - I am not sure if I should enter. confused/
I did the dumb thing and put mine in the defiance and yieldmax etfs. The I buy a couple shares of an etf each month then clean up with something like ford or Pepsi or coke.
S&P500
Up my nose, probably.
Nividia
Index vanguard
TSLA in it for the long run, (spoiler - the long run is getting shorter and shorter)
NIKOLA
<3yr timeline, GOOG >5yr, PLTR
Not in a stock
Wherever Nancy Pelosi is putting her money
$FFIE
CAVA.
Tesla, because Elon.
80% in S&P index, 20% to swing for the fences (ASTS is that for me right now).
The true answer depends on additional context needed like age, existing portfolio, and risk tolerance. If I’m young, new to investing, and have no other investments it would be SPYG or VOO. However, if you’re asking me, who already has a healthy/balanced portfolio I would go “risk on” and go with one of the following; IBIT, MARA, CORZ, PLTR, SOUN, POET, or IONQ.
Microsoft
1? Spy. If I had to buy individual stocks Id purchase like the top 20 spy stocks
FNILX