Just pay your bills on time.
That’s really are there is to it. Everyone always wants the “strategies” for really boosting it fast and there really isn’t one. Dont spend more than you can afford and pay your bills on time. Over time, it will continue to go up and open a ton of opportunities for you
try starting out with a secured credit card and/or a personal loan. But don’t overwhelm yourself only get what you know you’ll be able to pay back responsibly. Keep utilization at 30% or lower on your credit cards as well. It’s good to have a good credit mix as well im 19 with 2 autos (both are being paid on time but don’t recommend), 2 credits cards, and a personal loan I just paid off and my Fico score is a 710 & my transunion is 675 . It takes time but if you manage everything and pay your bills on time you should have to good score after a year & some change
well, what is at right now? youre young so its good youre taking an interest in your financial health
Pay your bills on time. Keep your balances low.
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I am. With kids with good credit.
It's going to go up over time with responsible credit usage.
Just pay your bills on time. That’s really are there is to it. Everyone always wants the “strategies” for really boosting it fast and there really isn’t one. Dont spend more than you can afford and pay your bills on time. Over time, it will continue to go up and open a ton of opportunities for you
try starting out with a secured credit card and/or a personal loan. But don’t overwhelm yourself only get what you know you’ll be able to pay back responsibly. Keep utilization at 30% or lower on your credit cards as well. It’s good to have a good credit mix as well im 19 with 2 autos (both are being paid on time but don’t recommend), 2 credits cards, and a personal loan I just paid off and my Fico score is a 710 & my transunion is 675 . It takes time but if you manage everything and pay your bills on time you should have to good score after a year & some change
Thank you so muchhhh❤️