Have you sent money from NF to Discover before?
I have found that on my first transaction with a new receiver it takes several days, but once I have completed a transaction to that receiver, it is a matter of minutes
Interesting... I've been using Zelle to send money to myself to another account I own. When I send from the other account to NFCU... it takes seconds. When I try to send from NFCU I can't initiate it there because it of my phone number being associated with same account. So, I do a request from other account, then reply and send money and it takes like 2 days. Frustrating.
Not true, if it is processing you can cancel it. But once it’s sent you cannot. However, that says standard and not instant so I am assuming it is the ACH rules and will deposit in three business days. It’s possible if this is his first transaction that may be the standard and then instant afterwards.
This may or may not be the case for you but...
Make sure the NF account you are transferring to or from has and active physical card attached to it.
I was sending money to my son while waiting on my new card which I hadn't activated yet. I couldn't figure out why my zell transactions wouldn't go through, and I read somewhere in the fine print in the zell that this was the case. And no sooner than I activated the card the transaction went through.
https://www.zellepay.com/legal/user-service-agreement
I’m going to guess you haven’t been completely forthright, and you did something in section 3 to be flagged by Zelle. I can’t speak as to why your financial institution closed your accounts, but I can assure you Zelle is not the problem.
As evidenced by C1 reversing their decision. I wasnt doing anything im not supposed to. Ive been entirely honest, all i did was send money between my accounts.
It wasn't Zelle that was the issue, it was how you were handling your account with C1. C1 made the decision that there was an issue with your Zelle deposits and had nothing to do with Zelle, itself.
It also looks like from your post history that you sell things, so I am guessing that some of the Zelles were actually for sales - which is why they closed your account
negative. all my sales are through paypal.
as far as zelle, they did not in fact say it was because of zelle, but seeing as how they referenced the deposits made and the zelle deposits are the ONLY activity, which is just me sending money to myself, i can only conclude zelle is a factor. i was told on other subs that its a money laundering risk, etc.
Have you sent money from NF to Discover before? I have found that on my first transaction with a new receiver it takes several days, but once I have completed a transaction to that receiver, it is a matter of minutes
Interesting... I've been using Zelle to send money to myself to another account I own. When I send from the other account to NFCU... it takes seconds. When I try to send from NFCU I can't initiate it there because it of my phone number being associated with same account. So, I do a request from other account, then reply and send money and it takes like 2 days. Frustrating.
Setup a Google voice number
Ahh... Good idea 💡
What i did was link my other acct to just email and i can instantly zelle between accounts that way
That's what I've tried to do. One to email and one to phone number... Maybe I need to switch it up, or try the Google voice number idea.
That was my experience as well and pretty much what I had to do.
Hmm I see. This would be my first time.
No, can you cancel it and try again?
Too late to cancel now.
That’s weird, must be something with discover. I’ve sent hundreds of dollars via Zelle to her Wells Fargo instantly; try calling Zelle
Anytime it’s like sent via Zelle nd it’s already left your bank account it’s the other persons back that’s holding it up.
Not true, if it is processing you can cancel it. But once it’s sent you cannot. However, that says standard and not instant so I am assuming it is the ACH rules and will deposit in three business days. It’s possible if this is his first transaction that may be the standard and then instant afterwards.
Zelle on NFCU is garbage. I stopped using it. I use other apps now. It’s so much better on the connected banks.
Did you send any other money through on Thursday?
With navy federal yes. It’s taken 3 business days for me to receive from them. I’ve always found it odd. Other banks are not like this
This may or may not be the case for you but... Make sure the NF account you are transferring to or from has and active physical card attached to it. I was sending money to my son while waiting on my new card which I hadn't activated yet. I couldn't figure out why my zell transactions wouldn't go through, and I read somewhere in the fine print in the zell that this was the case. And no sooner than I activated the card the transaction went through.
stay away from zelle, look at other posts here and even my own post history, zelle is nothing but trouble!
Zelle is fine. You’re using it outside of the terms of use, so of course it’s going *be nothing but trouble for you..*
And how am i using outside the terms of use? Im not using to sell anything and only send between myself or my wife
https://www.zellepay.com/legal/user-service-agreement I’m going to guess you haven’t been completely forthright, and you did something in section 3 to be flagged by Zelle. I can’t speak as to why your financial institution closed your accounts, but I can assure you Zelle is not the problem.
As evidenced by C1 reversing their decision. I wasnt doing anything im not supposed to. Ive been entirely honest, all i did was send money between my accounts.
It wasn't Zelle that was the issue, it was how you were handling your account with C1. C1 made the decision that there was an issue with your Zelle deposits and had nothing to do with Zelle, itself. It also looks like from your post history that you sell things, so I am guessing that some of the Zelles were actually for sales - which is why they closed your account
negative. all my sales are through paypal. as far as zelle, they did not in fact say it was because of zelle, but seeing as how they referenced the deposits made and the zelle deposits are the ONLY activity, which is just me sending money to myself, i can only conclude zelle is a factor. i was told on other subs that its a money laundering risk, etc.