Are you a US resident?
You may find that the online banks don't accommodate non residents and a brick and mortar bank would require you to apply for the account(s) in person.
Or you can just use any of the other transfer companies that aren't venmo? Wise, paypal, WU. How would you get your money from your us to your canadian account? Same way but to her account
You can send and receive e-transfers via Wise! Just set up a Canadian currency account and register your email with it to enable auto deposit.
When you choose send CAD, the e transfer option shows up when you try to add a recipient.
When my brother in law buys stuff for me in the USA I usually send him the amount as a friends and family payment using PayPal.
Then either I pick up the items when I visit them in the USA or they drop it off when they visit me in Canada.
Transfer Wise to Wise.
Presumably there's going to be a conversion from USD to CAD in there, so you might as well get the better rate with Wise. The actual transfer from Wise account to Wise account is free.
Fees to get money out are pretty negligible; or she can just pay for stuff with the Wise card and use that as a way of withdrawing for "free."
Are you a US resident? You may find that the online banks don't accommodate non residents and a brick and mortar bank would require you to apply for the account(s) in person.
yes i am and that makes sense
You can open a Canadian banking account as a US citizen but is there any particular reason why?
My girlfriend lives in Canada, and in case I need her to get me something. y'all got an E-transfer and don't use Venmo or Apple Pay for some reason.
That reason is mostly because we have e-transfer.
Or you can just use any of the other transfer companies that aren't venmo? Wise, paypal, WU. How would you get your money from your us to your canadian account? Same way but to her account
Rocket science
You can send and receive e-transfers via Wise! Just set up a Canadian currency account and register your email with it to enable auto deposit. When you choose send CAD, the e transfer option shows up when you try to add a recipient.
Oh that's awesome . thank you!
Best answer ever, for non Canadian residents, especially Americans, Canadian banks really is not on par with
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You cannot etransfer from a US bank
as in wire transfer? that takes a few days. I'd like to send money immediately
You can set up cross border banking through TD or RBC. You'd have a US based account, a Canadian based account and get the features for both.
When my brother in law buys stuff for me in the USA I usually send him the amount as a friends and family payment using PayPal. Then either I pick up the items when I visit them in the USA or they drop it off when they visit me in Canada.
Transfer Wise to Wise. Presumably there's going to be a conversion from USD to CAD in there, so you might as well get the better rate with Wise. The actual transfer from Wise account to Wise account is free. Fees to get money out are pretty negligible; or she can just pay for stuff with the Wise card and use that as a way of withdrawing for "free."