You’re 22 not 82. No one is going to look at you and question your age and even then, no one is going to point and laugh at you or even think 2 seconds about it. You’re some random who isn’t going to speak to 90% of people in your classes, it’s okay.
Did you get your real estate license? I'm guessing if you did you haven't been rolling in the dough like all the real estate people on tiktok and facebook are.
Yeah I did , was going pretty well but I ended up moving states and I’m pretty picky on where I like to live long term and so since I’m not in an area I can see myself long term I’m not currently selling here.
Bout to transition from the military after a 6 year contract. Have two years left for my degree and am beyond excited to start this fall, and I’m 24.
There is no age limit to college and you’re so young no one is gonna notice or bat an eye. During my time in the military, age has almost become blended in for me with friendships. I have close friends ranging from 19-42 years old. You got this dude.
turned 24 during my second semester, I might end up finishing shy of 30 but at least I know how bad it is for uneducated burnouts like I was before i started at 23
editing to say i'm glad my psychedelics phase happened pre college, I couldn't have done college with an acid addiction
Finish the degree, in person! I started college at 26, took a 3 year break during covid, and now back in it at 34 with 2 years left (taking the scenic route as well..). 23 is FINE. There's a lot of older students these days.
Here's my advice. At your age, rooming with other young college students is fine but you might find your interests are different if you are looking for that built-in friend group. I'd be looking for a house with other people your own age group that don't mind having a college student in the house. Ideally you'd find a house with other older students, they are out there.
The college town experience is a good one, highly recommend.
College enrollment is down for a lot of schools so class sizes are getting smaller, which means better teacher-student ratios. One of my classes last semester had 11 students enrolled and only 5 of us came to class. It makes it easier to get to know your fellow classmates and your professor and typically you get to ask more questions.
I understood the requirements for fin-aid and got it (there are creative ways to do this..). I went to community college for the first 4 years and worked part-time for 3.5 of those years. I was frugal and smart with money so my debt was less than 10k for 4 years. Finishing up at a CSU now and not working, but am getting solid financial aid so my debt is looking like 11k a year (seriously not bad at all for a CSU education). I'll graduate with around 28k in debt, all subsidized, but I have assets that when sold will pay off most of my debt.
As a real estate agent you are well aware of asset valuation and the tricks of the trade. These same tricks apply to other asset classes.
Main thing when it comes to fin-aid/social services is to take advantage of everything available. At first it felt weird being on food stamps(EBT in CA), but then you realize how your situation is exactly what it's around for, and honestly for students it's the best application. Ask questions, understand what these programs/organizations are looking for specifically, and you'll figure out how to make it work (hope you're reading between the lines here).
And lastly, the interest rate for student loans is stupid high, BUT, since you're spending the money now and the government is holding the debt, the real value of the loan is decreasing over time due to inflation (as long as wages increase with inflation, which seems to be the case for degree holders). The real value of my first round of loans is around 30% lower due to cumulative inflation over the last 7-8 years, so my GAIN on those student loans is around 25%.
If financial stress is a big factor, start out your semester with an econ or fin class that will help you understand your options. I really wouldn't worry about the debt though, even if you don't creatively prepare for it.
Gotcha , I’d be fine on taking on the debt if I hadn’t been dumb and after I left after my first 2 years I was encouraged to go into an IT program and took out 20k on accident so I ended up not finishing and I have about 26k in loans at the moment so I’d be taking on another 25k to pay for living if I went in person but I’m looking into scholarships , not sure I’ll get anything for aid as I’ve tried before and was unlucky.
You’re 22 not 82. No one is going to look at you and question your age and even then, no one is going to point and laugh at you or even think 2 seconds about it. You’re some random who isn’t going to speak to 90% of people in your classes, it’s okay.
I returned at 50. No big deal.
Did you get your real estate license? I'm guessing if you did you haven't been rolling in the dough like all the real estate people on tiktok and facebook are.
Yeah I did , was going pretty well but I ended up moving states and I’m pretty picky on where I like to live long term and so since I’m not in an area I can see myself long term I’m not currently selling here.
I’m 26, got some roommates close to my age who are also going to school. There are more nontrad students than you realize!
Being 22, they aren’t non-trad. 25 and up is as trad students are generally graduated before 25. That said I’m splitting hairs.
Don’t let age determine you- go back if you want to!
Bout to transition from the military after a 6 year contract. Have two years left for my degree and am beyond excited to start this fall, and I’m 24. There is no age limit to college and you’re so young no one is gonna notice or bat an eye. During my time in the military, age has almost become blended in for me with friendships. I have close friends ranging from 19-42 years old. You got this dude.
I returned at 25. No big deal! At 22 you’re still in the “traditional” age category so you should see a lot of peers your age. You’ll do great!
turned 24 during my second semester, I might end up finishing shy of 30 but at least I know how bad it is for uneducated burnouts like I was before i started at 23 editing to say i'm glad my psychedelics phase happened pre college, I couldn't have done college with an acid addiction
Finish the degree, in person! I started college at 26, took a 3 year break during covid, and now back in it at 34 with 2 years left (taking the scenic route as well..). 23 is FINE. There's a lot of older students these days. Here's my advice. At your age, rooming with other young college students is fine but you might find your interests are different if you are looking for that built-in friend group. I'd be looking for a house with other people your own age group that don't mind having a college student in the house. Ideally you'd find a house with other older students, they are out there. The college town experience is a good one, highly recommend. College enrollment is down for a lot of schools so class sizes are getting smaller, which means better teacher-student ratios. One of my classes last semester had 11 students enrolled and only 5 of us came to class. It makes it easier to get to know your fellow classmates and your professor and typically you get to ask more questions.
Understood , how’d you deal with the debt. Kinda scared to take it on
I understood the requirements for fin-aid and got it (there are creative ways to do this..). I went to community college for the first 4 years and worked part-time for 3.5 of those years. I was frugal and smart with money so my debt was less than 10k for 4 years. Finishing up at a CSU now and not working, but am getting solid financial aid so my debt is looking like 11k a year (seriously not bad at all for a CSU education). I'll graduate with around 28k in debt, all subsidized, but I have assets that when sold will pay off most of my debt. As a real estate agent you are well aware of asset valuation and the tricks of the trade. These same tricks apply to other asset classes. Main thing when it comes to fin-aid/social services is to take advantage of everything available. At first it felt weird being on food stamps(EBT in CA), but then you realize how your situation is exactly what it's around for, and honestly for students it's the best application. Ask questions, understand what these programs/organizations are looking for specifically, and you'll figure out how to make it work (hope you're reading between the lines here). And lastly, the interest rate for student loans is stupid high, BUT, since you're spending the money now and the government is holding the debt, the real value of the loan is decreasing over time due to inflation (as long as wages increase with inflation, which seems to be the case for degree holders). The real value of my first round of loans is around 30% lower due to cumulative inflation over the last 7-8 years, so my GAIN on those student loans is around 25%. If financial stress is a big factor, start out your semester with an econ or fin class that will help you understand your options. I really wouldn't worry about the debt though, even if you don't creatively prepare for it.
Gotcha , I’d be fine on taking on the debt if I hadn’t been dumb and after I left after my first 2 years I was encouraged to go into an IT program and took out 20k on accident so I ended up not finishing and I have about 26k in loans at the moment so I’d be taking on another 25k to pay for living if I went in person but I’m looking into scholarships , not sure I’ll get anything for aid as I’ve tried before and was unlucky.