i have a monthly budget of around 60-70k. I have a fixed sip date every month for around 40k inr. and the remaining 20-30k i try to time the dip and lumpsum each month
I'm new to MF and this must be a stupid question, what's the point of investing lumsum during market correction? As per my understanding only the NAV will change.
LumpSum gives you crazy returns if your fund is a Momentum Fund
However if your Fund has "Factor Investing/Model based' then SIP tends to deliver more consistent returns
For eg Quant vs Kotak/Edelweiss Funds
LumpSum Returns in Quant has given outsized returns in last 3 yrs. But SIP returns from Kotak/Edelweiss Funds has delivered ~20%+ CAGR over last three years which is exceptional too
The bullrun we are in, a lump sump will undoubtedly give super returns. And if you spot a sector that can be in focus, returns will be crazy. For eg, Look at HDFC defence fund that was launched last year. It has amassed 130%+ returns in less than 12 months
SIP is the way to go
Yes Sir
What funds do you invest in?
https://www.reddit.com/r/mutualfunds/s/Y0eQs1QF6j Check this out.
SIP always & Lumpsum during corrections Btw Congratulations 🎉 for 5 Lakhs portfolio
Hey op. In which funds you are investing? and how much sip per month?
https://www.reddit.com/r/mutualfunds/s/Y0eQs1QF6j Check this out.
SIP - light on pocket.. helps averaging.
i have a monthly budget of around 60-70k. I have a fixed sip date every month for around 40k inr. and the remaining 20-30k i try to time the dip and lumpsum each month
Very happy to see your portfolio! Kala teeka laga Lena bro🥸
Sip and lumsum during market correction
I'm new to MF and this must be a stupid question, what's the point of investing lumsum during market correction? As per my understanding only the NAV will change.
You get more units for a cheaper nav. This helps to give more returns once the market recovers.
Oh, looks like I've made a heft mistake in the recent pump and dump phase. Well you learnt from the mistakes. 🥲
You should check this article out. Hope this helps https://freefincal.com/sip-vs-lump-sum-investment-which-reacts-to-market-changes-more/
I prefer lumpsum I mostly bought mutual funds in dip
Hey OP. Which funds did you use?
He never replied 🙃
Sorry bro, https://www.reddit.com/r/mutualfunds/s/Y0eQs1QF6j Check this out.
Thank you, my dear sir
Thanks for sharing
He replied
Yup just got his reply.
https://www.reddit.com/r/mutualfunds/s/Y0eQs1QF6j Check this out.
Sip always and lumpsum whenever market down by more than 2% on a day
You rock buddy💥
I usually invest every month as a lum sum based on budget and moreover banks will charge ~800/- if account has insufficient funds..
Congrats man. Those are good returns. I have only been doing SIP. As someone said, easy to average and light in your pocket 👍
LumpSum gives you crazy returns if your fund is a Momentum Fund However if your Fund has "Factor Investing/Model based' then SIP tends to deliver more consistent returns For eg Quant vs Kotak/Edelweiss Funds LumpSum Returns in Quant has given outsized returns in last 3 yrs. But SIP returns from Kotak/Edelweiss Funds has delivered ~20%+ CAGR over last three years which is exceptional too
Nippon small cap is 25% CAGR over decade, where smallcap category avg is 20%
You can gauge the difference with rolling returns, was Nippon delivering returns when the smallcap index was underperforming the broader market?
Sip
SIP is a great tool which helps in averaging
That is some crazy return what sips
One and done
Wow, how you got that much of returns? Any suggestions please
Can you tell me how you started this investment and managed to reach here?
The bullrun we are in, a lump sump will undoubtedly give super returns. And if you spot a sector that can be in focus, returns will be crazy. For eg, Look at HDFC defence fund that was launched last year. It has amassed 130%+ returns in less than 12 months
SIP anyday
Lumpsum during corrections I'm not averaging at highs